Get up to Rs.150 lakhs as an education loan
Avail loans of up to Rs. 50 lakh without collateral for select Institutes
Loan amount
Get up to Rs.150 lakhs as an education loan
Avail loans of up to Rs. 50 lakh without collateral for select Institutes
Interest rates
Get preferential rates for top ranked colleges and universities
Tenure
Loan repayment tenor up-to 15 years
“Moratorium” shall mean (1) Course Period + 1 year or 6 months after getting Job, whichever is earlier; (2) as stipulated by Bank (as mentioned in the Schedule Cum Key Fact sheet) .
“Principal Moratorium” shall mean a Moratorium granted only for repayment of the principal amount of the Loan.
“Interest Moratorium” shall mean a Moratorium granted for repayment of the principal
amount of the Loan as well as payment of the interest payable on the Loan.
Processing & approval
Pay no hidden charges and experience a completely transparent process
Enjoy minimal and simple documentation
Loans will be directly disbursed to the institution based on its fee structure
EMIs
Get pocket-friendly EMI repayment options to meet your needs
Collateral options
You can choose from a wide range, including Residential Property, HDFC Bank Fixed Deposit, select Debt Mutual Funds, Insurance Policies and NSC / KVP
Tax benefit
Save on taxes with a rebate on the interest you pay on an education loan under Section 80-E of the Income Tax Act 1961
Insurance
Get your loan insured by – Credit Protect from HDFC Life whats more, the Insurance amount will be a part of loan amount