Documentation

Documents Required for a Home Loan

Having a home to call your own is a huge life achievement and a matter of immense pride. Building a space that is designed to meet your needs and embodies your taste requires planning and resources. HDFC Bank recognises the importance of buying your own home and offers Home Loans to help you achieve this mile.

The documents required for Home Loan processing are minimal at HDFC Bank. We understand that you already have a lot on your plate while scouting for properties, so we want to simplify things as much as we can. Apart from requiring very few Home Loan documents, we also offer a ton of other benefits to our customers. Our Home Loans have attractive interest rates, pocket friendly EMIs, and extremely flexible tenures. Best of all, we will offer you expert guidance every step of the way.

Begin the journey towards living in your dream home with an HDFC Bank Home Loan today. 

1. Apply Online for a Home Loan

  • Attractive Interest Rates
  • Seamless Digital Application Process
  • Additional Topup of Upto ₹50 lacs*
  • Special Processing Fees for Government Employees
Apply Online

2. Home Loan Balance Transfer

  • Simple & Easy Digital Application Process
  • No hidden charges
  • Customized repayment options to suit your needs
Apply for Balance Transfer

3. Avail Top Up on existing Home Loan

  • Maximum Top Up Loan of ₹50 lacs*
  • Loans for existing customers
  • Attractive Interest Rates
​​​​​​Apply for Top-up Loan

The following documents are required along with your Home Loan application:

Agriculturists

Salaried Customers

Businessmen – Professionals

Application form with photograph

Application form with photograph

Application form with photograph

Identity and Residence proof

Identity and Residence proof

Identity and Residence proof

Last 6 months bank statements

Last 6 months bank statements

Last 6 months bank statements

Processing fee cheque

Processing fee cheque

Processing fee cheque

 

Income Documents

Copies of Title Documents of Agricultural Land depicting Land holding

Latest Salary Slip

Educational Qualifications Certificate and Proof of Business

Copies of Title Documents of Agricultural Land depicting crops being cultivated

Form 16

Business Profile and Previous 3 years Income Tax returns (self and business)

Statement of previous 2 years of loans availed

 

Previous 3 years Profit/Loss and Balance Sheet


Disclaimer: This is an indicative list only. Additional documents may be asked for on a case-to-case basis.
* The house/property should be within area of operations of HDFC Ltd offices.
** All Home Loans from HDFC Ltd. Credit at sole discretion of HDFC Ltd.