Now Open Digitally*
When one starts a banking journey, the most common type of account that can be opted for is a Savings Account. So why wait? It is high time you apply to open a Savings Account with HDFC Bank and kickstart your savings journey.
The idea behind a Savings Account is to encourage thrift or the habit of saving a portion of one's income. You can apply online to open a Savings Account with HDFC Bank and benefit from the wide range of features and exclusive deals that come along with the different variants. The online saving account opening process is simple and easy, and can be completed online in just a few steps.
Now, with the increased digitalisation in almost every sphere including banking, an account holder can have 24x7 access to one's Savings Account via NetBanking or our mobile app, in addition to HDFC Bank's wide network of branches and ATMs. You also get to make the most of exclusive deals and offers on the Debit Cards, including lifestyle and healthcare benefits among other things. Some variants of HDFC Bank Savings Account also offer features like unlimited cash withdrawals at ATMs and zero-balance maintenance requirement, which further adds to the appeal of a Savings Account.
*Regular Savings, Women's, SavingsMax, Senior Citizens & DigiSave Youth account can be opened digitally.
Click here to open account.
Dynamic Pricing ensures cost-efficiency at all times with increase in value
Deposit and withdraw cash upto 12 times current month AMB at any HDFC Bank branches
Multiplier Benefits across all nature of transactions
Dynamic Pricing ensures cost-efficiency at all times with increase in value
Deposit up to ₹ 12 lakhs cash free per month or 50 transactions (whichever is breached first) at any HDFC Bank branches
Deposit up to ₹ 3 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
Deposit up to ₹ 2 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
Get a choice of 3 product variants as per your requirement
Zero Non Maintenance charges for 2 calendar half years (including account opening year)
E-Commerce Current Account for all your business-related needs
Free Cash Deposits up to Rs. 10 lakhs per month OR 25 txns (whichever is breached first) at any HDFC Bank Branches.
Deposit up to ₹ 10 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
No need to maintain balance in this account
Open your RFC account in three currencies – USD, EUR, GBP
Open your EEFC account in multiple currencies
| Savings Bank balance | Revised Rate w.e.f 11th June, 2020 |
|---|---|
| Rs. 50 lakh and above | 3.50% |
| Below Rs 50 lakh | 3.00% |
Savings Account interest will be calculated on the daily balances maintained in your account.
Savings Account interest will be paid at quarterly intervals
Listed below are the documents one must keep handy when applying for an HDFC Bank Savings Account:
Identity Proof (driver’s license, passport etc.)
Address Proof (driver’s license, passport etc.)
PAN card
Form 16, which is a certificate issued by the applicant’s employer, asserting that TDS has been deducted from your salary. This is needed here if the applicant does not have a PAN card.
Two recent passport-sized photographs
Here is a list of acceptable identity/address proof documents.
Online account opening can be easily done through AADHAAR, Pan Card and operational mobile number.