Open Current Account Online

HDFC Bank offers a Current Account to meet every kind of requirement from every kind of organisation – be it a large corporate, a small entrepreneur, a charitable trust, a housing society, a hospital or a professional.

With HDFC Bank Current Accounts, you can efficiently manage cash, simplify your payments and collections, and benefit from a wide range of free banking services such as fund transfers, local clearing, dynamic limits, cash deposits and withdrawals, etc.

Find the "Best fit" Current Account for your Business

Current Account

Max Advantage Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit and withdraw cash upto 12 times current month AMB at any HDFC Bank branches
  • Unlimited Free NEFT/RTGS/IMPS
  • Enjoy ZERO monthly rental on your Android DIGI POS machine
  • AQB waiver basis 30 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Ascent Current Account

  • Multiplier Benefits across all nature of transactions
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • paymentIssue 50 DDs/ POs month free for every 1 lac of balance maintained
  • Preferential monthly rental pricing of Rs 350/- for your Android DIGI POS machine
  • PaymentAQB waiver basis 5 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Activ Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • Issue 30 DDs/ POs month free for every 1 lac of balance maintained
  • Preferential monthly rental pricing of Rs 475/- on your Android DIGI POS machine
  • AQB waiver basis 3 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Plus Current Account

  • Deposit up to ₹ 12 lakhs cash free per month or 50 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw up to Rs. 1 lakh a day at HDFC Bank Non-Home Branches
  • Issue 50 DDs and 50 POs a month free from any HDFC Bank branch.
  • Enjoy ZERO monthly rental on your Android DIGI POS machine.
  • AQB waiver basis 7 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Premium Current Account

  • Deposit up to ₹ 3 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw up to Rs. 25,000 cash per day at HDFC Bank Non Home Branches
  • Get 100 free payable at par cheque leaves per month
  • Preferential monthly rental pricing of Rs 400/- on your Android DIGI POS machine
  • AQB waiver basis 4 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Regular Current Account

  • Deposit up to ₹ 2 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations
  • Get instant alerts on your transactions through our InstaAlert service

Vyapar Current Account

  • The complete business and banking solution for merchants
  • Zero-balance current account with auto-upgrade benefits*
  • Accept & make payments digitally with Smarthub Vyapar App
  • Get access to quick & easy finance
  • Insure from uncertainties with Business Insurance Policy

SmartUp For Start-ups

  • Get a choice of 3 product variants as per your requirement
  • Get a platform to showcase your products and accelerate your growth
  • Get access to value-added initiatives to enable your entrepreneurship journey through cost savings, access to business and / or fund raise opportunities

Saksham Current Account

  • Zero Non Maintenance charges for 2 calendar half years (including account opening year)
  • Deposit cash up to 50 lacs OR 50 txns per month (whichever is breached first) at HDFC Bank branch in your city
  • Withdraw cash up to 1 lac per day FREE at HDFC Bank Non-Home Branches

Business Solutions For E-Commerce Industry

  • E-Commerce Current Account for all your business-related needs
  • PPI Escrow Account for your online wallet business offering seamless flow of payment to merchants through ERP integration
  • Host of Value added services to manage your Online Business

Current Account For Professionals

  • Free Cash Deposits up to Rs. 10 lakhs per month OR 25 txns (whichever is breached first) at any HDFC Bank Branches.
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.
  • Issue 30 DDs and 30 POs a month free from any HDFC Bank branch.

Agri Current Account

  • Deposit up to ₹ 10 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw cash free at home branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.

Institutional Current Account

  • No need to maintain balance in this account
  • Free cash deposit up to ₹50 lakhs per month or 50 transactions (whichever is breached first) combined limit across HDFC Bank home and non-home branch
  • Issue Unlimited Free Demand Draft (DD) & Pay Orders (PO) payable at all HDFC Bank Locations

RFC - Domestic Account

  • Open your RFC account in three currencies – USD, EUR, GBP
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

Exchange Earners Foreign Currency (EEFC) Account

  • Open your EEFC account in multiple currencies
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency