Women’s Savings Account Fees and Charges

Note :

  • Service/Transaction charges will be applied in the current month based on the AMB maintained in the account in the previous month
  • Service/Transaction charges based on non - maintainence of AMB (as specified above) do not apply to Preferred , Corporate Salary & SuperSaver customers
  • All fees and charges are exclusive of taxes. The charges mentioned in the tariff will attract Goods & Services Tax as applicable

The HDFC Bank Women's Savings Account Rates & Fees are as follows:

Description of ChargesWomen's Savings Account
Minimum Average Balance RequirementsRs. 10,000 (Metro / Urban branches),
Rs. 5,000 (Semi-Urban / Rural branches)
Charges applicable on non-maintenance thereof
AMB Slabs
(in Rupees)		Metro & UrbanSemi Urban & Rural
AMB Requirement –Rs. 10,000/-AMB Requirement –Rs. 5,000/-
>=7,500 to < 10,000Rs. 150/-NA
>=5,000 to < 7,500Rs. 300/-NA
>=2,500 to < 5,000Rs. 450/-Rs. 150/-
0 to < 2,500Rs. 600/-Rs. 300/-

In the event of non-maintenance of minimum balance, the bank will notify the customer by SMS/e-mail/ letter etc. that in
case the minimum balance is not restored in the account in the subsequent month, non-maintenance of minimum balance,
charges will be applicable till such time the minimum balance is restored.

The Bank will notify the customer in the initial month only in case of non-maintenance of minimum balance and no further
intimation will be given in consecutive months if minimum balance is not maintained. It will be the responsibility of the
customer to ensure that his valid e-mail ID, mobile number and address is updated with the Bank at all times, failing
which,customer may not receive the notification(s).

Cheque book

Free - 25 cheque leaves per financial year
Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook.

For Senior Citizens ( w.e.f 1st Mar'21​​​​​​​
Free - 25 cheque leaves per financial year Additional cheque leaf will be charged @ Rs.2

Managers cheques/demand drafts (issuance/re-issuance) - At HDFC Bank locations

DD/MC Issuance Charges Through Branch

Upto Rs. 10,000 - Rs. 50/-

Above Rs.10,000- Rs.5 per 1000 (min Rs.75/- & max

For Senior Citizens -( w.e.f 1st Mar'21

Upto Rs. 10,000 – Rs. 45/-Above Rs. 10,000 - Rs.5/- per 1000 or part thereof (min Rs 50/- & max Rs. 10,000)

DD request through NetBanking

Upto Rs. 1 lakh

Rs. 50/- + corr. bank charges if applicable (effective 1st Dec'2014)

Third party DD* upto Rs. 1 lakh

Rs. 50/- + corr. bank charges if applicable (effective 1st Dec'2014)

(*Third party registration required. Customers registered for third party transfers have a maximum limit of 10 lakh per cust id and hence can issue multiple DDs of Rs 1 lakh upto Rs 10 lakh and send it to the beneficiary address)

Number of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third party) - Any branch (With effect from 01st April, 2020)

4 free cash transactions per month,

5th transaction onwards - Rs.150/- per transaction

Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branch (With effect from 01st April, 2020)

Rs 2.5 lakh ---Free per month per account (at any branch)
Above 2.5 lakh free limit---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/-

Third party Cash transactions - Maximum allowed limit per day is Rs. 25,000

Cash Handling chargesWithdrawn effective 01st March, 2017
PhoneBanking - Non IVRFree


Debit Card Charges

All fees will attract as applicable

Debit Card VariantIssuance FeeAnnual/Renewal FeeReplacement Charges
Regular CardRs. 150Rs. 150Replacement of a Damaged Card: No Charge

Replacement of a Lost Card: Rs. 200 + applicable taxes
Rupay PremiumRs. 200 (w.e.f 1st Mar'18)Rs. 200 (w.e.f 1st Mar'18)
EasyShop Women's AdvantageRs. 200 (w.e.f 1st Mar'18)Rs. 200 (w.e.f 1st Mar'18)
EasyShop TitaniumRs. 250Rs. 250
EasyShop Titanium RoyaleRs. 400Rs. 400
Rewards CardRs. 500Rs. 500
EasyShop PlatinumRs. 750Rs. 750
ATM / Debit Card Card - Transaction Charge (Effective 1st Sep'19)
HDFC BANK ATMsOther Bank ATMs

Financial Transactions - First 5 free per month across all Cities

Non Financial Transactions - No charge

(a) In Top 6 cities** : First 3 Transactions free per month (Financial + Non Financial)

(b) Non Top 6 cities : First 5 Transactions free per month (Financial + Non Financial)

**Top 6 Cities - Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs


Transactions over and above free limit will be charges as under:

  • Cash withdrawal - Rs. 20
  • Non-Financial Transaction - Rs. 8.5 at Non HDFC Bank ATMs
InstaPayRs. 10 per transaction
InstaAlertRs.15 per quarter, effective 1st April 2013 (excl of tax)
Customers who have selected only "Email" as the delivery channel for receiving InstaAlerts will not be charged
ECS/ACH (Debit) Return ChargesRs 500/- + taxes per instance.


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