We offer XPRESS Business Loan Solutions for every business

Get Business Loan Up To ₹75 Lakh

You can get collateral free & customised loan options from ₹75,000 to ₹75 lakh for all your varying business needs.

Attractive Interest Rate

We provide attractive interest rates for you! XPRESS Business Loan for Doctors starting at 10.99%* p.a.

Hassle - free documentation

You no longer have to worry about hours and hours of paperwork to apply for a loan. Here’s a list of digital documents to keep handy when applying for XPRESS Business Loan from HDFC Bank.
Hassle free documentation will be changed to no physical paperwork

• PAN Card

• Identity proof

• Address proof

• Bank statement of previous 6 months

• Latest ITR along with computation of income

• Balance Sheet, CA-certified Profit & Loss account for previous 2 years

• Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)

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Lower your EMI by transferring your loan balance

We offer lower interest rates, flexible loan tenure, quick processing, and a completely digital application process so that you can transfer your loan instantly.

Flexible Loan Tenure

Choose a loan amount suiting your business

Opt for Flexible loan tenure between 12 – 48 months.

Get money instantly

Select pre-approved HDFC Bank customers get money in their account within 10 seconds.

Get your Loan insured by Credit Protect plan

Under the Credit Protect plan, the principal outstanding on the loan up to a maximum of the loan amount will be insured. The premium will be deducted from your loan amount at the time of disbursal.

Get Loan Assistance anywhere

You can reach out to us 24/7 on WhatsApp on+91 7070022222

You can reach out to us 24/7 on WhatsApp on +91 7070022222.

Calculate your EMI

Use our calculator to calculate your EMI

Business Loan Calculator

Balance Transfer Calculator

Loan for self employed

Business Loan
for Doctors

Check your Eligibility

To make borrowing easy & accessible our eligibility parameters are simple

  • You need to be Self-employed /Proprietor/ Private Ltd. Co. or Partnership Firms involved in the business of Manufacturing, Trading or Services
  • You must have total 5 years business experience & should have been in current business for minimum 3 years
  • You need to be at least 21 years at the time of applying and no older than 65 years at the time of loan maturity

Your Business

Must have a minimum turnover of ₹40 Lakh

Must be profit-making for previous 2 years

Should have a Minimal Annual Income (ITR) of ₹1.5 Lakh

Your credit score and loan repayment history will also be used to determine your credit worthiness

How to Check your CIBIL Score: Watch Video

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Answers to your loan queries

What is the processing fee?
Loan processing fee is up to 2% of the loan amount. The processing fee will be deducted from your loan amount.
Can I prepay the loan? Are there any additional charges on pre-payment?

Yes, you can choose to prepay your loan. However, the same is not allowed, in part or full, until repayment of 1 EMI. Partial premature payment is allowed up to 25% of Principal Outstanding, only once in the financial year and twice during the loan tenure.

And yes, there are charges on prepayment of loan, at the rates given below:

- Up-to 24 EMI repayment - 4% of principal outstanding,

- Post 24 EMIs and up to 36 EMI repayment - 3% of principal outstanding,

- Post 36 EMIs repayment - 2% of principal outstanding

Are there any other charges for availing Business Loan?

Yes, a loan applicant is liable to bear the stamp duty charges as per applicable laws of the respective states.

Do I need to provide any security to apply for a Business Loan?

No. A Business Loan is an unsecured offering, which means, you do not need to provide a collateral when applying for this loan.

What is the minimum and maximum loan amount to apply for a Business Loan?

You can get anywhere between ₹75,000 to ₹75 Lakh under a Business Loan from HDFC Bank.

What is a Business Loan EMI Calculator?

If you opt for a XPRESS Business Loan, you need to repay the borrowed amount and interest via Equated Monthly Instalments (EMIs) distributed over a fixed period or tenure. This EMI amount can be calculated using our EMI calculator, depending on your requirements.

Why should you choose HDFC Bank Business Loan?

When you apply for an HDFC Bank Business Loan, you can get the required funds instantly. You can get up to ₹75 Lakh at industry best interest rates, along with the benefit of a flexible repayment tenure of up to 4 years.

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