Cardless EasyEMI

Get on-the-spot Consumer Loan with PAN Card and Mobile Number


Introducing Cardless EasyEMI - a smart and convenient payment option to fulfil all your aspirations.

If you are an existing HDFC Bank customer, you can get a Consumer Loan up to ₹5,00,000 with a tenure from 3 to 24 months. Non-HDFC Bank customer can get a quick Consumer Loan up to ₹60,000 for a 12-month tenure, just with your PAN Card number and mobile number. It's that simple!

Shop with Cardless EasyEMI & convert your purchases on-the-spot into easy monthly instalments without any paperwork, at any partner store.

All you need to do is scan the QR code / select Cardless EasyEMI when you are shopping to check your customised offer.

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Features of Cardless EasyEMI

  • Credit limits from ₹10,000 to ₹5,00,000.

  • Instant Approval

  • Fully Digital

  • Instant Credit with No Paperwork

  • Pay in Parts up to 24 months.

  • Available for HDFC Bank & other Bank customers.

Eligibility for Cardless EasyEMI:

  • HDFC Bank Cardless EasyEMI is for all HDFC Bank & other Bank customers.
  • To check your eligible limit, keep your Mobile & PAN Card number in hand during checkout at store or online.

How does it work?


Select the product in-store or online.


For in-store transaction, scan the QR / select the Cardless EasyEMI option on POS.


For online transaction, opt for Cardless EasyEMI option.


Provide your Mobile & PAN Number.


Enter the OTP received.


Your transaction will be completed successfully.

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