Our Recommendation
HDFC Bank Business
MoneyBack Card
Soaring Ambitions. Ready For You.
5% CashBack benefit on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi spends
Enjoy 2500 bonus Reward points on spends of ₹1,80,000 every anniversary year
Earn rewards on purchases and travel bookings on Smart Buy Business platform (upto 5% savings). Click Here
Convert your bulk and high value purchases with Easy EMI - Exclusive Cashback & No Cost EMI options from top brands, bulk purchase options & business accounting benefits.
4 Reward Points for online purchases and 2 Reward Points for all other purchases (except fuel) for every ₹150.
Redeem RP against the outstanding amount as Cashback.
Key Features
1.
Upto 50 days interest free credit period
2.
SAVE upto 5% on spends like utility bills, electricity, telephone, govt & tax payments (capped at ₹250 on monthly bill statement of ₹10000). Additionally if you have a current account with our bank, and spend on your business credit card, you can get double cashback on these spends every month (capped at ₹500). Applicable in the first year.
3.
Additionally earn 4 Reward Points for online purchases and 2 Reward Points for all other purchases (except fuel) for every ₹150. You can Redeem RP against the outstanding amount as Cashback. You get ₹20 CB for 100 RP.
4.
1% fuel surcharge waiver at all fuel stations across India (on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)
Additional Features
1.
Exclusive Merchant Offer - If you are a HDFC Bank Merchant customer, you can get your HDFC Bank POS machine rent waived every month (upto ₹1000) by making monthly ₹30000 spends on your Business Moneyback card and accepting volumes on you POS machine worth ₹10,000 (if you have HDFC MPOS) or ₹25,000 (for HDFC GPRS POS). Refer T&C
2.
Enjoy Revolving Credit on your Credit Card at nominal interest rate . Click Here
3.
Be Cash ready always with 24x7 fund access cash withdrawal for emergency and pre approved loans with immediate disbursal , with a minimal charge
4.
Zero Liability on Lost Card - In the unfortunate event if you lose your HDFC Bank Business MoneyBack credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
Welcome Benefit
₹2000 worth voucher on cumulative spends of ₹50,000 in first 3 months as welcome offer. This offer is applicable for your first 3 months including the card open month.
Dining
1.
20% savings for payments via Dineout Pay with Business Moneyback Credit Card+ Dineout Passport Membership worth 1,499 for 3 months.
2.
Including Additional 5% off on paying using Dineout Pay linked to Business Moneyback card.
3.
1+1 on buffet at 200+ restaurants
4.
Early access to events and festivals such as Gourmetlicious. Note: Dineout Passport Membership will be applicable when you spend ₹30,000 and more every calendar quarter using your Business Moneyback Credit Card. Membership is Valid for 3 Months - Multicity.
5.
Click Here for details
Milestone Benefit
Enjoy 2500 bonus Reward points on spends of ₹1,80,000 every anniversary year as a milestone benefit. Click here for T&C
Smart EMI
HDFC Bank Business Moneyback Credit Card comes with an option to convert your high value purchases to EMI. For more details click here
Smart Pay
On your HDFC Bank Credit Card you are eligible for free SmartPay Service. SmartPay helps you automate all your bill payments like Telephone bills, DTH, Electricity, Insurance premiums, rent etc. Once you setup smartpay you do not have to worry about missing any bill payments. Also, you can get savings upto ₹2100 in a year. (5% cashback upto ₹1800 for first 12 months and gift voucher of ₹800 for registering 5 bills). Click here for more details
Reward Point/CashBack Redemption & Validity
Accumulated Reward Points can be redeemed for CashBack (100 Reward Points = ₹20) (min. redemption amount should be ₹2500) Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate. Click here for further details. Reward redemption fee of ₹99 per request will be applicable on all redemption
Save 20% extra annually with deals, discounts and more
Payments
- Get free credit for up to 50 days to purchase stock and manage expenses
- Get instant loans and cash for times when you need more stock or have unplanned overheads
Savings
- Save up to 5% on rent, electricity, transportation, telephone and other monthly bills
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on buying supplies for your shop from the SmaryBuy Business Portal
- Upgrade your shop’s infrastructure with EasyEMI offers and No-Cost EMI on electronics, furniture and more
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure your shop with FREE Dukandaar Suraksha Scheme to insure against fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% extra annually across expenses
Payments
- Get 50 days of free credit to pay your ingredient suppliers and vendors
- Get pre-approved loans at No-Cost EMI for purchasing kitchen appliances, furniture and more
Savings
- Save up to 5% on expenses like rent, government licences and taxes, billing software, marketing services and more
- Save on petrol expenses when you deliver food with 1% fuel surcharge waiver
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Enjoy exclusive deals and additional CashBack when you buy supplies for your restaurant from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure your restaurant, employees and yourself with FREE insurance benefits like Professional Indemnity, Keyman and Dukandaar Suraksha Scheme
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% a year on your pharmacy expenses
Payments
- Get 50 days of free credit to stock up and pay your suppliers
- Get instant loans and cash to buy more stock or pay for unplanned expenses
Savings
- Save up to 5% on essential payments like electricity, rent, telephone bills, software subscriptions, government taxes and more
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get EasyEMI offers and No-Cost EMI on purchasing appliances, furniture and more for your pharmacy
- Enjoy exclusive deals and additional CashBack on buying regular supplies for the pharmacy from the SmaryBuy Business Porta
Other benefits
- Secure your shop with FREE Dukandaar Suraksha Scheme to insure against fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save on routine expenses
Payments
- Get 50 days of free credit to ensure cash flow, manage vendor payments and purchase stock
- Get pre-approved loans and No-Cost EMI options for upgrading your store
Savings
- Save up to 5% on essential expenses like rent, electricity, software subscriptions – marketing/billing, transportation, telephone and more
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on purchasing supplies for your store from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure the store, your employees and yourself with FREE insurance benefits like professional indemnity, keyman and Dukandaar Suraksha Scheme, which covers fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% a year on all expenses
Payments
- Get 50 days of free credit to ensure cash flow and manage vendor payments
- Get pre-approved loans and No-Cost EMI options for upgrading your store’s infrastructure
Savings
- Save up to 5% on essential expenses like rent, electricity, transportation, telephone, software subscriptions – marketing/billing/inventory management, and more
- Save on transportation expenses with 1% fuel surcharge waiver
- Save on HDFC Bank POS machine rent by using the HDFC Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on purchasing supplies for your store from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure the store, your employees and yourself with FREE insurance benefits like professional indemnity, keyman and Dukandaar Suraksha Scheme, which covers fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
