Our Recommendation
HDFC Bank
Regalia Gold Credit Card
Luxurious Indulgences. Ready For You
Complimentary Club Vistara Silver Tier and MMT Black Elite Memberships
5X Reward Points for every ₹ 150 spent at Marks & Spencer, Myntra, Nykaa, Reliance Digital!
Complimentary lounge access at over 1000 airports
4 Reward Points for every ₹ 150 spent on all other merchants
Your Credit Card eligibility is subject to final HDFC Bank determination & acceptance.
Key Features
1.
Complimentary Club Vistara Silver Tier and MMT Black Elite membership
2.
5X Reward Points for every ₹ 150 spent at Marks & Spencer, Myntra, Nykaa, Reliance Digital!
3.
Complimentary lounge access at over 1000 airports
4.
₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
5.
₹ 10,000 worth vouchers on annual spends of Rs. 7.5 lakh
6.
4 Reward Points for every ₹ 150 spent on all other merchants
T&C Apply
Additional Features
1.
Complimentary Club Vistara Silver Tier and MMT Black Elite membership
2.
5X Reward Points for every ₹ 150 spent at Marks & Spencer, Myntra, Nykaa, Reliance Digital!
3.
Complimentary lounge access at over 1000 airports
4.
₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
5.
₹ 10,000 worth vouchers on annual spends of Rs. 7.5 lakh
6.
4 Reward Points for every ₹ 150 spent on all other merchants
T&C Apply
Welcome Benefit
Comlimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance.
Terms & Conditions Apply
Concierge
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Gold Credit Card. Simply call us: toll-free on 1860 425 1188 (India) / Email ID: [email protected]
Lounge Access
A. Complimentary Airport Lounge Access within India
1.
Upto 16 complimentary access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card
2.
2 complimentary lounge access per quarter as default. Additional 2 lounge access on spends of 1.5 lakh in previous calendar quarter.
3.
Swipe your HDFC Bank HDFC Bank Regalia Gold Credit Card at the lounge to avail the complimentary lounge access
4.
To check eligible Lounges for Visa Customers please visit here & for MasterCard customers please visit here
B. Priority Pass
1.
Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
2.
You can apply for Priority Pass for self and add-on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Gold Credit Card. Click here to apply.
3.
If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit
4.
If you use your Priority Pass for lounge access within India, you will be charged at US $27 + GST per visit
Please note: Priority Pass in India will attract charges on your Credit Card. [You can visit www.prioritypass.com for complete list of lounge details.Click here to know more. You can visit www.prioritypass.com for list of lounge details.
To know about your lounge access history
Please write a mail to [email protected]. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP numbers.
Milestone Benefit
1.
Get ₹ 1,500 worth vouchers when you spend Rs. 1.5 Lakhs in a calendar quarter.
2.
Get ₹ 3,500 worth vouchers when you spend Rs. 5 Lakhs spends in an anniversary year
3.
Get ₹ 7,500 worth vouchers when you spend Rs. 7.5 Lakhs spends in an anniversary year
Click here to know more
Annual Spend based benefit
Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for next renewal year.
Terms & Conditions Apply
Renewal Offer
Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
Terms & Conditions Apply
Smart EMI
HDFC Bank HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here
Contactless Payment
1.
The HDFC Bank HDFC Bank Regalia Gold Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
2.
*To see if your Card is contactless, look for the contactless network symbol < Add symbol> on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 in a single transaction without being asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Cardholder has to enter the Credit Card PIN for security reasons.)
Insurance/Comprehensive protection & Nominee details for Insurance
1.
Accidental air death cover worth Rs. 1 Crore
2.
Emergency overseas hospitalization: up to Rs. 15 lakhs
3.
Credit Liability cover: Up to Rs. 9 Lakhs
Click Here to update your nominee details.
Click Here for details.
Reward Points/CashBack Redemption & Validity
Reward Points Accrual:
1.
Earn 4 Reward Points on every Rs.150 retail* spends including Insurance, Utilities and Education
2.
Earn 20 Reward Points on every Rs.150 retail* spends at Marks & Spencer, Myntra, Reliance Digital, Home Stop, Nykaa!
3.
Earn additional 5,000 Reward Points on annual spends of ₹8 lakhs.
Reward Point Redemption:
1.
You can redeem your Reward Points on Smartbuy or Netbanking.
Reward Points can be redeemed for:
1.
Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
2.
Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
3.
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.65
4.
Cashback at a value of 1 RP = Rs 0.20
Please Click Here to know more
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