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Home Loan Interest Rates

Go ahead and buy, build, or renovate your ideal living space with HDFC Bank’s range of Home Loans. Enjoy attractive Home Loan interest rates that truly make repayment easy. HDFC Bank offers Home Loans, Home Improvement Loans, Home Extension Loans, and Top Up Loans to meet your needs. You can also go ahead and transfer your existing Home Loan over to us to enjoy our home loan rates.


HDFC Bank understands the effort that goes into buying or redesigning your house. Therefore, we simplify the process of funding your dreams as much as we can. Apart from our affordable Housing Loan interest rates, you can also enjoy affordable EMIs, easy documentation, and a hassle-free application process. And that’s not where it ends. We also offer you expert advice if you need a bit of help and guidance while choosing a property.

Take a step towards your dream house with an HDFC Bank Home Loan
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1. Apply Online for a Home Loan

  • Attractive Interest Rates
  • Seamless Digital Application Process
  • Additional Topup of Upto ₹50 lacs*
  • Special Processing Fees for Government Employees
Apply Online

2.Home Loan Balance Transfer

  • Simple & Easy Digital Application Process
  • No hidden charges
  • Customized repayment options to suit your needs
Apply for Balance Transfer

3. Avail Top Up on existing Home Loan

  • Maximum Top Up Loan of ₹50 lacs*
  • Loans for existing customers
  • Attractive Interest Rates
​​​​​​Apply for Top-up Loan

RPLR-17.95%
SPECIAL HOME LOAN RATES

Salaried / SEP Self Employed
Home/HIL/HEL/Refinance/Plot Loans Applicable Interest Rates
Upto 30 Lacs % %
Women 8.60% to 9.10%
8.60% to 9.10%
Others 8.65% to 9.15% 8.65% to 9.15%



30.01 Lacs - 75 Lacs % %
Women 8.85% to 9.35% 8.85% to 8.35%
Others 8.90% to 9.40% 8.90% to 9.40%



75.01 Lacs & Above % %
Women 8.95% to 9.45% 8.95% to 9.45%
Others 9.00% to 9.50% 9.00% to 9.50%