सेविंग अकाउंट - ऑनलाइन बचत खता खोले (Savings Account in Hindi)

अपनी बैंकिंग जर्नी शुरू करते वक्त, आमतौर पर सभी सेविंग्स अकाउंट का ऑप्शन ही चुनते हैं । इसकी वजह है पैसा खर्च करने की समझ और इनकम से सेविंग करने की आदत को बढ़ावा देना। आप एचडीएफसी बैंक के साथ एक सेविंग्स अकाउंट खोलने के लिए ऑनलाइन अप्लाई कर सकते हैं और इसके साथ मिलने वाली तमाम सुविधाओं और खास डील्स का फायदा उठा सकते हैं। ऑनलाइन सेविंग अकाउंट खोलने का तरीका आसान है, जिसे कुछ ही स्टेप्स में ऑनलाइन पूरा किया जा सकता है।

अब, बैंकिंग के साथ लगभग हर क्षेत्र में डिजिटलाइजेशन के साथ, अकाउंट होल्डर एचडीएफसी बैंक की शाखाओं और एटीएम के व्यापक नेटवर्क के अलावा नेटबैंकिंग या हमारे मोबाइल ऐप के माध्यम से 24x7 अपने सेविंग्स खाते को एक्सेस कर सकते है। आपको डेबिट कार्ड पर विशेष डील्स और ऑफर्स का अधिकतम लाभ उठाने का मौका मिलता है, जिसमें अन्य बेनेफिट्स के साथ-साथ लाइफस्टाइल और हैल्थ बेनेफिट भी शामिल हैं। कुछ तरह के एचडीएफसी बैंक सेविंग्स खाते एटीएम से अनलिमिटेड कैश विड्रॉल और जीरो बैलेंस मेंटेनेंस जैसी सुविधाएं भी प्रदान करते हैं, जो एक सेविंग्स खाते की उपयोगिता को और बढ़ा देते हैं।
तो इंतजार किस बात का है? अब समय आ गया है कि आप एचडीएफसी बैंक के साथ सेविंग्स अकाउंट खोलने के लिए आवेदन करें और बचत करना शुरू करें।
*रेगुलर सेविंग्स , महिला, सेविंग्समैक्स, वरिष्ठ नागरिक और डिजीसेव यूथ अकाउंट डिजिटल रूप से खोला जा सकता है।

  • Exclusive salary accounts for working professionals
  • Free Zero Balance Account for your family with similar benefits
  • Free Zero Balance Account for your family with similar benefits
  • Free MoneyBack debit card with domestic shopping limit of ₹ 3 lakhs and ATM cash withdrawal limit of ₹ 25,000
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Salary Account

Keep your employees happy by extending to them the benefits of modern, customised banking services through HDFC Bank salary accounts.
Your employees will enjoy a zero-balance account with features such as Netbanking, Phonebanking, Mobilebanking and InstaQuery for SMS banking. Salary account holders can make their own life simpler by using BillPay to pay utility bills and InstantAlerts to track their transactions.

Salary Account

Open a Salary Account

  • Exclusive salary accounts for working professionals
  • Enjoy Quick, Digital & Paperless Account Opening with Video KYC
  • Monthly savings with your Debit/ATM Card, SmartBuy & PayZapp
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Premium With Millennia Debit Card

Open a window to Premium Banking.

  • Free Zero Balance Account for your family with similar benefits
  • Free Millennia debit card with cashback of upto Rs. 4,800 every year*
  • Access to domestic airport lounges. 1 per quarter.* on your debit card
  • Free Personal Accidental Death cover of upto ₹ 15 lakhs* and Free International Air Accidental Death cover of upto ₹ 1.25 crores*.
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Regular Salary Account

  • Free MoneyBack debit card with domestic shopping limit of ₹ 3 lakhs and ATM cash withdrawal limit of ₹ 25,000
  • Rs. 3000 Cashback every year
  • Free Accidental Death cover of ₹ 11 lakhs* and Free International Air Accidental Death cover of ₹ 1.05 crores*.
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Defence Salary Account

  • Free Zero Balance Account for your family with similar benefits
  • Free Millennia debit card with cashback of upto Rs. 4,800 every year* for Officers
  • Access to domestic airport lounges. 1 per quarter* on your debit card
  • Free Permanent Disablement cover and Partial Disablement cover of upto Rs.30 Lakhs
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Government Salary Account

  • Free Zero Balance Account for your family with similar benefits
  • Free Millennia debit card with cashback of upto Rs. 4,800 every year*
  • Access to domestic airport lounges. 1 per quarter* on your debit card
  • Free Personal Accidental Death cover of upto ₹ 15 lakhs* and Free International Air Accidental Death cover of upto ₹ 1.25 crores*.
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Family Salary Account

  • Free MoneyBack debit card with domestic shopping limit of ₹ 3 lakhs and ATM cash withdrawal limit of ₹ 25,000
  • Rs. 3000 Cashback every year
  • Free Accidental Death cover of ₹ 11 lakhs* and Free International Air Accidental Death cover of ₹ 1.05 crores*.
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Reimbursement Account

  • Manage salary and reimbursement income separately
  • Choose which account to withdraw cash from at ATM
  • Use InstaAlert facility to get free mobile alerts
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Salary Account FAQs

How do I open a Salary Account?

You can open a Salary Account with HDFC Bank instantly. Visit the HDFC Bank website and under ‘Accounts’, select the online Salary Account opening option. Provide your Permanent Account Number (PAN), mobile number, employer details, address and KYC details. Ensure your Aadhaar is linked to your mobile number to complete Aadhaar-based KYC. The instant account is valid for a year. To convert it into a Regular Salary Account, visit the HDFC branch for in-person KYC.

What are the benefits of opening a Salary Account?

A Salary Account is a zero-balance account, i.e., no minimum balance is necessary. You enjoy direct salary credit into your bank account. You also enjoy debit and credit card facilities, chequebooks, internet banking, etc. Salary Account holders may also enjoy preferential loan terms.

What rate of interest can I earn on balances in my HDFC Bank Salary Account?

You can earn interest rates from 3.0% to 3.5% per annum.

What is the process to transfer my account from one HDFC Bank branch to another?

Duly fill out and sign the Account Transfer Form and submit it to the bank branch where you would like to transfer your account. Your account number remains the same, and you can continue using existing bank debit and credit cards and chequebooks.

What is the amount I need to maintain in a Salary Account?

Salary Accounts are zero-balance accounts, i.e., you are not required to maintain a minimum balance. Therefore, the bank does not charge a penalty for not keeping a minimum balance in your salary account.

Can I use my corporate Salary Account for other purposes?

Yes. You can use your Salary Account to finance fund transfers, open Fixed Deposits and get loans. You can also use the Salary Account details to open Demat accounts and finance Mutual Fund SIPs.

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What Is A Salary Account?
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