• Fixed Deposit by HDFC Bank is a specialised savings solution designed with gigsters and freelancers in mind.
• Fixed Deposit by HDFC Bank offers the flexibility and ease you need to grow your savings.
• The  Fixed Deposit is ideal for those with variable incomes, providing a reliable way to build your savings.

The  Fixed Deposit by HDFC Bank is a specialised savings solution designed with gigsters and freelancers in mind. It offers the flexibility to choose a tenure that suits your financial goals, along with attractive interest rates that ensure your money grows steadily over time. The  Fixed Deposit is ideal for those with variable incomes, providing a reliable way to build your savings while still accommodating your unique financial needs. With easy online access, managing your Fixed Deposit has never been more convenient.

Step 1: Log in to Your HDFC Bank NetBanking Account

The first step in opening a Fixed Deposit online is accessing your HDFC Bank NetBanking account. If you’re already registered, simply log in using your Customer ID and password. If you haven’t registered yet, you’ll need to set up your NetBanking account first, which is a quick and easy process.

Step 2: Navigate to the Fixed Deposit section

Once logged in, head over to the ‘Fixed Deposit’ section. You’ll find this option under the ‘Accounts’ tab in the main menu. This is where you can explore different types of Fixed Deposit schemes, including the  Fixed Deposit tailored specifically for gigsters.

Step 3: Choose your deposit amount and tenure

In this step, decide on the amount you want to deposit. Remember, the more you deposit, the better the returns over time. Next, select the tenure of your Fixed Deposit - anywhere from a few months to several years, depending on your financial goals. The  Fixed Deposit offers flexibility, allowing you to choose a tenure that aligns with your earnings and future plans.

Step 4: Select your interest payout option

HDFC Bank offers multiple interest payout options to suit your needs. You can choose to receive interest on a monthly or quarterly basis. This flexibility is particularly useful for freelancers who might prefer regular payouts to support their variable income.

Step 5: Complete the payment

After selecting your tenure and interest payout preference, the next step is to make the payment. The amount will be debited directly from your HDFC Bank account, and you’ll receive a confirmation of your Fixed Deposit being successfully opened.

Step 6: Review and confirm your details

Before finalising, double-check all the details you’ve entered, such as the deposit amount, tenure, and interest payout option. Once confirmed, submit your application, and your  Fixed Deposit will be created instantly.

Step 7: Keep track of your Fixed Deposit online

One of the perks of managing your Fixed Deposit online is the ability to easily track and manage it through HDFC Bank’s NetBanking platform. You can view your Fixed Deposit details, download statements, and even initiate a premature withdrawal if needed - though it’s recommended to let your deposit mature to reap the full benefits.

Opening a Fixed Deposit online is a smart and simple way to secure your earnings as a freelancer. The  Fixed Deposit by HDFC Bank is designed with your dynamic lifestyle in mind, offering the flexibility and ease you need to grow your savings. By following these steps, you can open a Fixed Deposit account effortlessly, ensuring your money works for you while you focus on your next big gig.