• Tailored vehicle loans designed for freelancers and gigsters, covering all on-road costs for hassle-free purchases.
• HDFC Bank Xpress Car Loan offers 100% digital, no documentation and 30 minutes loan application, perfect for gig economy professionals.
• With the HDFC Bank Xpress Car Loan, the application process is straightforward, letting you focus more on driving your business forward.

Are you a freelancer or gigster looking to take control of your commute or perhaps even expand your business with a vehicle that fits your dynamic lifestyle? Securing on-road finance doesn't have to be a daunting task. Here, we're diving into how you can obtain a vehicle loan that’s tailored to the needs of the self-employed individual like you.

When it comes to buying a vehicle, the upfront costs can seem overwhelming. That's where 100% on-road finance comes in. This type of financing covers the entire cost of the vehicle, including registration, insurance, and other on-road charges, so you can drive away without upfront burdens.

As a freelancer, your financial profile might not resemble that of a traditional full-time employee, which sometimes makes lenders hesitant. However, HDFC Bank Xpress Car Loan for self-employed cater to your professional profile. These loans are flexible, considering your variable income and tailoring repayment schedules to suit peaks and troughs. Selecting banks provide up to 100% financing on certain models. 

Navigating how to get a HDFC Bank Xpress Car Loan can feel less complex once you know what to look for. First, assess your needs. Are you looking for a small car to zip around the city for your gigs, or do you need something more robust for larger deliveries? Once you have a clear idea, it’s time to dive into the application process:

• Proof of income: Gather your bank statements or income tax returns as proof of your earnings.
• Credit score check: Ensure your credit score is in good standing (730+or above) to fetch better interest rates.

Whether you're interested in setting up Systematic Investment Plans (SIPs), lump sum investments, or exploring SmartJars for dream-based saving, SmartWealth accommodates your every need. With options to select SIP dates based on your cash flow, SmartWealth caters to the unpredictable nature of freelance earnings, providing flexibility and control over your financial planning.

Gain easy access to over 25 years of HDFC Bank research, recommended funds, and independent ratings from Value Research. This wealth of information, backed by expert insights, helps you make informed decisions. Additionally, the seamless digital onboarding process ensures that you start investing instantly, with minimal hassle.

SmartWealth by HDFC Bank stands out as a comprehensive investment solution that addresses the specific challenges and opportunities faced by freelancers and gigsters in wealth creation. With its user-friendly interface, expert-backed insights, and a suite of customisable investment tools, SmartWealth is poised to help you elevate your financial portfolio and achieve your dreams on your schedule. Dive into SmartWealth today and start transforming your hard-earned money into a prosperous future.