• SmartWealth by HDFC Bank allows freelancers and gigsters to invest in Systematic Investment Plans (SIPs) and lump sum amounts.
• SIPs allow freelancers to grow their wealth over time, while a lump sum amount allows them to take full advantage of the immediate market conditions.
• SmartWealth by HDFC Bank gives freelancers and gigsters the tools and flexibility they need to manage their investments effectively.

Managing your investments in the fast-paced gig economy should be as flexible and dynamic as your career. SmartWealth by HDFC Bank offers that flexibility, making investment management straightforward and efficient. Whether you're a seasoned investor or just starting, understanding how to control your SIP and lump sum investments can significantly impact your financial health.

A Systematic Investment Plan (SIP) is a fantastic way to invest in Mutual Funds with a disciplined approach. But what happens when your financial situation changes? SmartWealth allows you to pause, restart, or stop your SIP investment. If you hit a slow month or need to redirect funds temporarily, you can pause your investments without any penalties. Ready to ramp up again? Restarting your SIP is just as easy, ensuring you can seamlessly adapt your investment strategy to your cash flow needs.

• Log into SmartWealth: Access the Discover page and go to the ‘Explore and Invest’ section.
• Choose your fund: Select from various funds that align with your investment appetite and long-term financial objectives.
• Set your SIP instantly: Decide how much and how often you want to invest. SmartWealth allows for customisation based on your financial availability.
• Adjust as needed: Utilise the app’s flexibility to pause or change the SIP amount depending on your current financial scenario.

While SIPs are great for steady growth, lump sum investment provides an opportunity for significant growth under the right market conditions. Investing a lump sum in Mutual Funds allows you to capitalise on market lows, potentially leading to higher returns as markets rise. With SmartWealth, you have the advice and tools to decide when a lump sum might work better than a SIP.

• Analyse the market: Use SmartWealth’s in-depth market analysis tools to find the right investment time.
• Select your investment: Choose from funds that align with your lump sum investment objectives.
• Invest: With just a few taps, you can invest your lump sum and watch your investment align with market performance.

• Immediate market exposure: Take full advantage of market conditions from day one.
• Potential for higher returns: Lump sums can capture market upticks more thoroughly than a staggered SIP approach.
• Simplicity: Invest once and monitor the performance through the SmartWealth dashboard.

Whether you opt for an SIP investment to build your wealth gradually or a lump sum investment to make the most of existing market conditions, SmartWealth by HDFC Bank provides all the tools and flexibility you need to manage your investments effectively. With features tailored for freelancers, including the ability to pause, restart, and stop investments, SmartWealth is an investment-tracking app that fits your unpredictable income pattern. Start taking control of your financial future today with investments that work as hard as you do.