Live life in the fast lane with Xpress Car Loan by HDFC Bank
Live life in the fast lane with Xpress Car Loan by HDFC Bank
Car loans for self-employed Gigsters
Available against an annual income of ₹2.5 lakh
Loan of up to 100% of the car’s value
A car loan for people with uneven income flow
Zero documentation for everyone, minimal for new customers
Attractive interest rates, convenient repayment terms and easy eligibility
Get your car loan disbursed in 30 minutes for new car
Get your car loan approved in 30 minutes for used car.
Car loan of up to ₹25 lakhs for new car and ₹20 lakhs for used car available under Xpress Car Loan.
Flexible repayment tenures of up to 96 months for new car and 60 months for used car let you manage your loan at your convenience
With up to 100% on-road financing, you can get a car without paying a down payment
Xpress Car Loan is a fully digital and paperless process with No documentation for new car and Minimum documentation for used car
Your Xpress Car Loan comes with funding for comprehensive car and accident insurance products
A gigster or a self-employed professional
Minimum 2 years work experience in the business or profession
At least 21 years old
Average annual income of at least ₹2.5 Lakh per annum
To apply for a Xpress Car Loan by HDFC Bank, follow these steps:
Click here for the detailed terms and conditions related to Xpress Car Loan by HDFC Bank.
You can speed up the processing time with these simple preparations:
Yes, HDFC Bank offers up to 100% of the on-road price of the vehicle. This feature is available on select models of cars.
HDFC Bank doesn’t insist on a minimum credit score for disbursing a car loan. However, your credit score does influence the loan amount sanctioned. To get the amount you want, ensure that you have a credit score of more than 730 while applying.
With the Xpress Car Loan, you might not have to pay anything as a down payment - and still drive home in your own car! This attractive Zero Down Payment Car Loan is available on select cars and SUVs, where HDFC Bank finances 100% of the car’s on-road price.
You can check the status of your new car loan by going to HDFC Bank’s Loan status checker.