Enjoy up to 55 days of interest-free credit period
3X CashPoints on every ₹150 spent on Business Digital Spends*
500 Bonus CashPoints on monthly spends of ₹50,000
5% CashBack on Business Essential Spends** and Vendor Payments in the 1st year
*2X CashPoints on every Rs. 150 spent online
**Business essential spends include Telecom (Internet, Mobile), Utility (Electricity, Water, Gas, Etc.), Tax. This is for freshly issued cards.
Attractive reward program
Low-cost, easy EMI options
Revolving credit facility
Fuel surcharge waiver across India
Up to 3X CashPoints on business digital spends, 2X on online spends, 2 CashPoints on all other business spends and 500 bonus CashPoints on spends of ₹50,000 every month
5% CashBack on Key business essential spends, such as Telecom (Internet, Mobile), Utility bill payments (Electricity, Water, Gas etc.,), Income Tax payments. It is available on spends of ₹ 10,000 in a statement cycle
CashPoints can be redeemed as CashBack against the statement. Explore the exclusive rewards catalogue and redeem CashPoints with gifts. You can also buy products and vouchers via the product catalogue on NetBanking
Lost card coverage includes zero liability cover of upto ₹3 lakh on fraudulent purchases. The misplaced or lost card must be reported to the 24-hour HDFC Bank call centre
Enjoy the ideal Gigsters credit card experience at a nominal joining/renewal fee of ₹500 (taxes additional and as applicable). Renewal Fee Waiver on spending ₹50,000 or more in the previous anniversary year. Complete fee details here
Access your GIGA Business Credit Card 24/7, on the go, through our HDFC Bank MyCards platform (https://mycards.hdfcbank.com/).
For more details, click here.
An Indian citizen who is self-employed and is between the ages of 21 and 65
Self-employed individual with an ITR of ₹4 lakh p.a.
Now apply for your GIGA Business Credit Card while opening your GIGA account! Click ‘here’ to open your GIGA account.
Dining Benefits:
Swiggy Dineout provides you with exciting offers on a plethora of restaurants, exclusive discounts on buffets, complimentary dishes & a lot more.
Save up to 7.5% on your dining bills paid through Swiggy Dineout using your HDFC Bank GIGA Business Credit Card.
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum CashBack of ₹250 per statement cycle)
The rate of surcharge may vary depending on the fuel station and their acquiring bank. GST is as applicable
Utility Bill Payments:
Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto ₹1800 in the first year and exciting e-vouchers worth upto ₹800 for adding 2 or more bills on Smart Pay.
Here's how you register for SmartPay payments.
Milestone Benefits:
500 Bonus CashPoints on spending ₹50,000 every month.
Redemption against the Statement Balance:
Redemption against My Rewards Product Catalogue:
Redemption against Smartbuy Rewards portal:
The membership fee will be waived on spends of ₹ 50,000 in the previous anniversary year. Cash on Call, Balance Transfer, and Cash Withdrawal transactions are not eligible.
The HDFC Bank GIGA Business Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets (Check for the contactless network symbol on the card plastic)
Please note that in India, payment through contactless mode is allowed for a maximum of ₹ 5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹ 5,000, the cardholder has to enter the Credit Card PIN for security reasons.
Manage your HDFC Bank Credit Card through HDFC Bank MyCards.
Now access your HDFC Bank GIGA Business Credit card 24/7 on the go with our HDFC Bank MyCards platform (https://mycards.hdfcbank.com/ )
For more details, click here.
Easily monitor and control your Credit Card Spends through HDFC Bank MyCards.
Call the Credit Cards Customer Service, and report your card stolen or lost. Other services like change of contact number, address, etc., can also be done through Customer Service. You can also log into your NetBanking account and report your card lost or stolen.
In case you recover the card after having reported a loss, you need to cut it into four pieces diagonally and across the chip embedded in the card.