1st bank account exclusively for Gigsters
A relaxed Average Quarterly Balance (AQB) requirement
Fully digital account opening process
Kickstart the account with an initial deposit of only ₹2000 and AQB of only ₹10,000.
Send & receive payments to/from clients from India and abroad with ease.
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Grab exclusive Business Debit Card offers & discounts
Get preferential FX rates on overseas collections
Save Big: See if you Qualify for an NMC waiver
You also get 25 free cheque leaves every year
Make unlimited NEFT and RTGS transactions from your GIGA Savings Account, free of charge
Enjoy free withdrawals & easy banking with our network of 8,851+ HDFC Bank branches & 21,163 + ATMs
A resident of India
Minimum 18 years of age
A freelancer/a gigsters/self-employed professional
GIGA by HDFC Bank gives one more reason to go digital. A lower initial deposit requirement is applicable for customers opening their account. For GIGA Savings accounts opened digitally/online, customers can start their account by depositing lower amounts than the required Average Quarterly Balance (AQB).
GIGA Savings Account |
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Metro and Urban |
Rural & Semi-urban |
Initial deposit required to open your account online |
Initial deposit to be transferred as part of the digital account opening process. You can deposit: ₹2000 ₹5000 ₹10,000 ₹15,000 |
Initial deposit to be transferred as part of the digital account opening process. You can deposit: ₹2000 ₹5000 ₹10,000 ₹15,000 |
Average Quarterly Balance (AQB) requirement |
₹10,000 |
₹5,000 |
Non maintenance charges
Minimum balance requirement for GIGA Savings Account |
Non-maintenance charges |
Metro/ Urban: ₹ 10,000 Average Quarterly Balance (AQB) |
6% of the shortfall from the Average Quarterly Balance (AQB) requirement OR ₹600 (whichever is lower) |
Semi-Urban/ Rural: ₹ 5,000 Average Quarterly Balance (AQB) |
6% of the shortfall from the Average Quarterly Balance (AQB) requirement OR ₹300 (whichever is lower) |
For other charges: Click here
A GIGA Savings Account has been specially curated to meet the needs of those working in the gig economy (e.g., Gigsters, self-employed professionals, independent workers, contractual employees, etc.). An all-in-one account that looks after both your personal and professional banking needs.
Anyone working in the Gig economy, e.g. Gigsters, self–employed professionals, independent workers, contractual employees, etc., who are:
You can simply click here to open GIGA Savings Account.
To open an account online, you will need:
Visit any HDFC Bank branch and furnish other forms of ID and address proof to open your account. Commonly accepted forms of ID and address proof are as follows:
You need to maintain a Average Quarterly Balance (AQB) of ₹10,000 if your account is attached to metro/urban branches and ₹5,000 if your account is attached to rural branches.
Yes, please refer to the fees and charges of GIGA by HDFC Bank Savings Account by clicking here.
The standard Savings Account interest rates wiill apply. To know more, click here.
Yes, the account can be opened in joint names, however you must visit the nearest branch to add other names to the account.
Yes, you can open GIGA Savings Account by providing your GST number