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GIGA Savings Account

Getting gig business done the SmartHub way

HDFC Bank’s SmartHub Vyapar complements your independent gig life by putting all your business needs in one place efficiently. 

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HDFC Bank’s SmartHub Vyapar complements your independent gig life by putting all your business needs in one place efficiently. 

Standout advantages of SmartHub Vyapar

Start in a flash - GIGA account holders, start instantly with paperless onboarding.

Start in a flash - GIGA account holders, start instantly with paperless onboarding.

Pay with ease - Pay across all payment modes directly from SmartHub Vyapar.

Pay with ease - Pay across all payment modes directly from SmartHub Vyapar.

Be UPI ready, always - Activate and link QR instantly and settle UPI payments in real time!

Be UPI ready, always - Activate and link QR instantly and settle UPI payments in real time! 

Track receivables with ease - Record, track, and collect customer dues from SmartHub Vyapar!

Track receivables with ease - Record, track, and collect customer dues from SmartHub Vyapar!

  • Top notch customer satisfaction - Customised deals backed by customer recognition and intelligence.

  • Hi-tech business account - Banking on the go with all transactions on sleek dashboards.

  • Delegate on the go - Use SmartHub Vyapar to assign cash and store roles to your employees.

  • Get full support - All the FAQs and tutorials you need, with 24/7 service support on standby! 

Starting to use SmartHub Vyapar

  • Register yourself with SmartHub Vyapar
  • Agree to the Terms & Conditions
  • And you are good to go!

Install SmartHub Vyapar through the following link

FREQUENTLY ASKED QUESTIONS

HDFC Bank’s SmartHub Vyapar is your ticket to business growth and a wide range of payment banking solutions. It is making life easy for gig merchants/freelancers like you with all the features from a single interface with digital banking, not multiple systems. 

A lot! But specially your everyday gig activities become easy with HDFC Bank SmartHub Vyapar. These include: 

  • Accept customer payments across all modes
  • Digitally pay vendor/distributor/GST/utility bills
  • In-built offers and rewards customisation to grow your business

All you gig merchants (freelancers, independent professionals, etc.) who have a GIGA Savings or Current Account with HDFC Bank can use SmartHub Vyapar.

Just use your registered mobile number to enjoy HDFC Bank SmartHub Vyapar’s instant, digital and paperless onboarding experience.

(To know more, watch the video click here)

If you maintain the Average Quarterly Balance (AQB) applicable for your GIGA Savings/Current Account, your SmartHub Vyapar profile is all set to run.

SmartHub Vyapar collections of up to ₹ 5,00,000 per month can be accepted by gig merchants and freelancers like you.

You can use various modes like cards-Tap N Pay, QR, UPI, and SMS Pay to collect payments from your customers. You can collect in-store as well as remotely. A voice, SMS and in-app alert comes your way after every successful transaction. 

Once you become an HDFC Bank’s SmartHub Vyapar merchant, you can immediately start accepting payments digitally. You will receive your welcome kit, and your in-store visibility will get a boost with the personalised QR and other marketing collaterals. Track the delivery status of the welcome kit easily in the app. 

The default settlement for all successful card and UPI transactions is the next day (T+1). But you have the flexibility to opt for instant settlement on UPI transactions on HDFC Bank’s SmartHub Vyapar.

You can check the history of payments credited in the ‘Settlement tab’.

HDFC Bank’s SmartHub Vyapar has no setup charges, maintenance fees, processing fees, or hidden charges! The minimum transaction charges for accepting payments via cards are all it takes.

HDFC Bank’s SmartHub Vyapar is loaded with features that will help you take your business to the next level:

  • Create offers for your customers and share via messaging apps and social media to increase footfall and sales.
  • Advertise your business digitally to your customers.
  • Understand your customer’s buying behaviour.
  • Empower your staff to accept payments in your absence by creating a login for your staff.
  • Make vendor/distributor/GST/utility bill payments by HDFC Bank Business Credit Card and get a credit period of up to 50 days. 

Efficient business management is no longer a dream. HDFC Bank’s SmartHub Vyapar business banking offers business efficiency services, including - a one-view dashboard, customer insights, view and download settlement and business reports, Pay Later, Cash Register, 24X7 support, etc.