Motor Insurance

Go with HDFC ERGO Motor Insurance to protect your vehicle, your most prized possession. It offers not only Car Insurance, but also post-accident assistance, when you need it. Now, no matter what happens to your vehicle, we ensure that you get back in the driver’s seat in no time at all!

Key Highlights

	Cashless Claim Service over 1600+ authorized network of garages across India
	Avail a host of discounts – No Claim Bonus, Discount for Automobile Association Members,
	Discount based on Age and Profession
	Comprehensive support through our dedicated customer support team
	Say No to lengthy procedures – BUY & RENEW ONLINE

Buy Online

Purchase hassle-free Motor Insurance Plan for yourself, or for your family member, in 3 simple steps:
	Select "General Insurance" link, under the Accounts tab on the Left Hand side, click on Motor Insurance, and Continue. You will be re-directed to HDFC Ergo site with your personal details pre- filled.
	Enter the details required, and confirm to make the Payment.
	Get your Policy document instantly.
For more details, contact your Imperia Client Relationship Manager.

Coverage

The policy covers the following:

	Loss Of Or Damage To The Vehicle By Following Events:
	Accident by external means
	Burglary, House Breaking or Theft
	Fire, Explosion, Self Ignition, Lightning
	Terrorism, Riots, Strikes, Malicious Acts
	Transit by road, rail, inland waterways, air or lift
	Earthquake, Flood, Storm, Landslide or Rockslide
	Loss Of Or Damage To The Vehicle By Following Events:
	incurred for room rent, boarding expenses, nursing, intensive care unit, medical practitioner, medicines or drugs and other related expenses
	Personal Accident Cover For Owner-Driver:
	The policy also provides for a mandatory Personal Accident Cover for Owner Driver for an amount of Rs. 2 Lacs covering Accidental Death and Permanent Total Disability

Additional Discounts

Age Discount

Age of the Insured is between 36 to 45 years – 5 % Discount on the Own Damage Section of the policy

Age of the Insured is between 46 to 60 years – 10 % Discount on the Own Damage Section of the policy

*For Age Discount, you need to submit Age Proof viz. PAN Card Copy.
*In case of online policy, age proof should be submitted at the time of claim.

Occupation Discount

An insured pursuing any of the following occupation can avail 5% discount on the Own Damage Section of the policy: A fully qualified and practicing Chartered Accountant

Serving in defense and paramilitary services

Teaching in Government recognized Schools, Colleges, and Universities & Educational Institutions

Employees of Central / State Government departments

Qualified medical doctors who are registered with any Government recognized Medical Council.

*For Occupation related discounts, you need to submit either the education or employment certificate.
*In case of online policy, occupation proof should be submitted at the time of claim.

Please note with this facility, you will not be able to renew your existing HDFC ERGO General Insurance policy. For renewal of your existing HDFC ERGO General Insurance policy, request you to contact your nearest HDFC Bank branch or visit www.hdfcergo.com for online renewal of policy