Key features:

• 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000)
• 2.5% CashBack on all online spends (minimum transaction size of ₹2000)
• 1% CashBack on all offline spends and Wallet reloads (Minimum transaction size of ₹100)

Other Features:

• 8 Complimentary Domestic Airport Lounge access annually
• 1% Fuel surcharge waiver

Welcome and Milestone benefits

• Launch offer of ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter for first year only.
• You will receive a Welcome Benefit/Renewal Benefit of 1000 Cash Points (applicable only on payment of membership fee)
• Your first year’s membership fee will be waived off if you spend ₹30,000 and above in the first 90 days
• Your renewal membership fee will be waived off if you spend ₹1,00,000 and above in the first year

Know the features and benefits of the Millennia Credit Card

1. CashBack Benefits

   A. Earn up to 5% CashBack on all your spends with a maximum CashBack earning of ₹2,250 per month

   • As a launch offer, the maximum CashBack that can be accrued on your spends/shopping via PayZapp and SmartBuy will be ₹1000 per month for the first six months post issuance of the card
   • Earn 5% CashBack on all spends/shopping via PayZapp and SmartBuy up to a maximum CashBack of ₹750 per month*. (Minimum transaction size to avail the CashBack is ₹2000)
   • Earn 2.5% CashBack on all online shopping/spends done on other websites or apps up to a maximum CashBack of ₹750 per month*. (Minimum transaction size to avail the CashBack is ₹2000)
   • Earn 1% CashBack on all offline spends, Wallet reloads, point-of-sale spends and other swipes up to a maximum CashBack of ₹750 per month*. Also applicable on paying rent through https://redgirraffe.com/hdfc/ using Millennia Credit Card. (It is not applicable on fuel transactions. Minimum transaction size to avail the CashBack is ₹100)
   • All CashBack benefits are also applicable on EMI transactions.
   • For Detailed FAQs on your Millennia Credit Card, please Click here

   B. Accumulate & Redeem your CashBack as CashPoints

   • CashBack will be given in the form of CashPoints, which can be redeemed by the customer against the statement balance (on request only).
   • The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1
   • The minimum CashPoint balance required for redemption against the statement balance is 2500 CashPoints, redeemable in multiples of ₹500 only.
   • CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.
   • Unredeemed CashPoints will expire/lapse within 1 year of accumulation
   • Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30
   • For further details, on the process to redeem CashPoints, Click here

2. Fuel Surcharge Waiver

   1% Fuel Surcharge waived off on fuel transactions.(Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)

3. Complimentary MasterCard/Diners Club/Visa Lounge Access Program

   For Lounge visits within India, HDFC Bank Millennia Credit Card Primary Cardholders can avail 8 complimentary lounge access per calendar year (twice in a quarter) through HDFC Bank Millennia Credit Card - MasterCard/Diners Club/Visa Credit Card Lounge program. Please swipe your Millennia Credit Card to avail the complimentary lounge access. A transaction of ₹2 will be charged on your Card for the Lounge Access.

   Below are the links for Card Lounge Access, T&C and lounge list:

   Please click here to know more about MasterCard lounge program.

   Please click here to know more about Visa lounge program

   Please click here about Diners Club International lounge program.

4. Exclusive Dining Privileges

   Experience the Good Food Trail Dining program at premium restaurants across top cities.

   Click here to discover the privileges.

5. Contactless Payment Technology

   The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

   *To see if your Card is contactless, look for the Contactless Network Symbol on your Card.

   You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

   Please note that in India, payment through contactless mode is allowed for a maximum of ₹2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹2000, the Card holder has to enter the Credit Card PIN for security reasons.