MoneyBack Credit Card

Features

Cash Back

Accumulate and redeem your reward points for cash back against outstanding amount on your Credit Card (100 points = ₹ 20)

Minimum redeemable amount = Rs 500

Reward points

Get 2 reward points for every ₹150 you spend

Redeem points for exclusive gifts and air miles through our exclusive MyRewards catalogue

Online shopping

Get 4 reward points for every Rs 150 you spend online.

*With effect from 15th July 2020, customers can earn up to 500 Reward Points per statement cycle for online spends, under the 2X RP feature

(i,e, Online spends of up to Rs 37,500 per cycle will earn 2X RP as per the product feature. Any amount in excess of this will continue to earn 2 RP per Rs 150 )

Get twice as many reward points for shopping online

Fuel

Enjoy savings of up to Rs 250 every billing cycle with a 100% fuel surcharge waiver

Spends Milestone Offer

Spend Rs 50,000 in a Quarter and get Rs 500 worth E-Voucher.

Click here for Spend Milestone Offers Terms and Conditions

Click here for Spend Milestone Offers FAQs

Safety

Protect yourself against fraud with the EMV Chip technology in your card

Get zero liability on lost card if reported immediately

Credit

Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant)

Enjoy Revolving Credit at nominal interest rate