Paytm HDFC Bank Business Credit Card

CashBack Benefits:

• 3% cashback on all purchases in Paytm Mall.
• 3% cashback on monthly bill payments through standing instructions only on Paytm App.
• 1% cashback on all other spends.

T&C
​​​​​​​Cashback is not applicable for wallet loads, fuel spends & EMI spends.

Cashback is accrued as Cashpoints in your card account, which can be redeemed post statement generation. Cashpoints can be redeemed as Cashback along with other redemption categories.

To know more, click here

Please Note the below modifications to be applicable starting next year in 2023:

​​​​​​​ 1. Effective 1st January 2023, cashback accruals and redemptions will undergo the below mentioned changes.

a. Rental Payments – No cashback will be given on rental payments

b. Education Spends – No cashback will be given on education spends

c. Grocery Spends - Accruals on Grocery Spends will be capped at 1000 cashpoints per month  

d. Travel Redemption – Redemption of Travel Reward Points will be capped at 50,000 points per month

2. Effective 1st February 2023, cashback redemptions will further be modified as under.

a. Overall cashback redemption will be capped at 3000 points per month. 

b. 70% points + 30% minimum pay system - A minimum of 30% pay system to be introduced for redemption of points on select categories only.

Please Note : Only the mentioned categories basis the Merchant IDs / Transaction IDs in the list shall be applicable for relevant cashbacks.  To view the list, please click here.

Free credit period:
Avail up to 50 days of interest free credit on your Credit Card.

Cash Withdrawal Benefits:
Cash advance fee reversal for first cash withdrawal transaction in a calendar month. (Capped at Rs.500)

Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.

Zero  cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

1% Fuel Surcharge waived off on fuel transactions.
(Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle)

Paytm First Membership

Paytm First is a premium subscription-based rewards & loyalty program for Paytm users. It offers exclusive benefits, over and above the regular offers. A Paytm First member will enjoy a wide range of exclusive benefits from leading partnered brands. It can be availed upon minimum one transaction of Rs.100. 

Please Note : Paytm First Membership is provided by Paytm. For any queries, please reach out to Paytm Customer Care.

• Enjoy Rs.250 worth Gift Voucher upon card activation with 6 transactions in first 90 days. (Non-EMI Spends)
• Qualified customers will be communicated for availing Gift Vouchers

Please Note: Cards sourced from November 1 2022 onwards, will enjoy Rs.250 worth gift voucher upon card activation with 2 transactions in first 30 days (Non-EMI Spends)

Paytm HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

• Enjoy Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends and Non-Rental Spends)
• Qualified customers will be communicated for availing Gift Vouchers

• Paytm HDFC Bank Business Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
• You can use your Card to make quick transactions at merchant locations accepting contactless Cards.
  

Upto 20% discount* on partner restaurants via Dineout while using your HDFC Bank Credit Card.

Upto 20% discount* on partner restaurants via Dineout while using your HDFC Bank Credit Card.

Check for term loan eligibility on your credit card for business purposes