First Citizen Points
Card Type
First Citizen Points
Key Features
a. Lifetime FREE card
b.Earn 6 First Citizen Points for every Rs 150 spent on Shoppers Stop private label brands, capped at 500 First Citizen Points per month
c.Earn 2 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands & other category spends (except fuel & wallet)
e. Complimentary Shoppers Stop membership
f.1 FC point= 60 paise
T&C (w.e.f 1st Jan,2023)
a. Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer
b. There will be no Reward Points accrual on Spends made on Rental and Government category payments
c. 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month
d. 1% Mark-Up charges to be applied on all International DCC transactions
Fuel Surcharge Waiver
1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India
Welcome Benefit
₹500 worth Shoppers Stop voucher, redeemable on minimum shopping of ₹3,000 at Shoppers Stop stores (w.e.f. 5th Dec,2022)
Milestone Benefit
Earn 2000 First Citizen Points on spending ₹2 Lakhs annually
Contactless Payment
The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
*To see if your Card is contactless, look for the contactless network symbol on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).
Milestone Benefit
Earn 2000 First Citizen Points on spending ₹2 Lakhs annually
Reward Point/
CashBack Redemption & Validity
Earn First Citizen Points for every ₹150 spent on all retail transactions.
Accrued points will reflect in Shoppers Stop membership account and can only be redeemed on Shoppers Stop platform/outlets.