MoneyBack Credit Card

CashBack

• Earn 2 Reward Points on every Rs 150 spent
• Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online*
• Every quarter, get a gift voucher worth Rs. 500 on spends of Rs 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year. Click here for more details.​​​​​​​
  
  ​​​​​​​(*With effect from 15th July 2020, customers can earn up to 500 Reward Points per statement cycle for online spends, under the 2X RP feature)

• Zero Cost liability : In the unfortunate event of losing your HDFC Bank EasyEMI Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. 
  
  
• Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank MoneyBack Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
  
  
• Revolving Credit : Enjoy Revolving Credit on your HDFC Bank MoneyBack Credit Card at nominal interest rate.
  
  

1% fuel surcharge waiver at all fuel stations across India (on minimum trasaction of ₹ 400. Max CashBack of ₹ 250 per statement cycle)

500 Cash Points (applicable only on payment of membership fee)

Spend ₹20000 & above in the first 90 days and get first year memebership fee waived off.

Spend ₹50,000 and above in each calendar quarter and get ₹500 worth gift vouchers

Spend ₹50,000 and above in the first year and get renewal membership fee waived off

HDFC Bank MoneyBack Credit Card ccomes with an option to convert your big spends into EMI after purchase. To know more click here.

• The HDFC Bank MoneyBack Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
• To see if your Card is contactless, look for the contactless network symbol on your Card.
  
  ​​​​​​​(Please note that in India, payment through contactless mode is allowed for a maximum of ₹2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹2000, the Card holder has to enter the Credit Card PIN for security reasons)

Reward Points Accrual:
• Reward Points accumulated on HDFC Bank MoneyBack Credit Card can be redeemed against statement balance at the rate 1 RP = ₹0.20

Reward Point Redemption:
• Reward Points can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.25.
Click here to know more

• Reward Points can also be redeemed against statement balance. Minimum balance of 2500 Reward Point required, redeemable in multiples of ₹500 only.

Reward Points Validity:
• Reward Points earned on your HDFC Bank MoneyBack Credit Card are valid only for 2 years from the date of accumulation.