| Cost per point (in Rs) |
|||
Product Catalogue |
Unified SmartBuy (Fights/Hotels) |
Cash back |
Airmiles |
0.25 |
0.25 |
0.25 |
0.25 |
Moneyback+ Credit Card Online
Now Apply Digitally
-
Earn 5X CashPoints
on EMI spends -
Up to 15% off at 2000+
premium restaurants -
Get ₹500 gift voucher
on spends on ₹50,000 -
Contactless Payment
- Key Features
- 10X CashPoint on Amazon, BigBasket, FlipKart, Reliance Smart SuperStore & Swiggy
- 5X CashPoint on EMI spends at merchant location
- 2 CashPoint per ₹150 spent on other spends (Excluding fuel, wallets loads/prepaid card load & voucher purchases
- Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
- Upto 15% off at 2000+ premium restaurants in select cities. click here for more details
For detailed Terms and conditions Click here
- Additional Features
Zero lost Card liability: In the unfortunate event of losing your HDFC Bank Moneyback+ Credit Card, report it immediately to our 24-hour call center. On reporting the loss immediately, you have zero liability on any fraudulent transaction made on your credit Card.
Interest Free Credit Period: Avail up to 50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
Revolving Credit: Enjoy Revolving Credit on your HDFC Bank Moneyback+ Credit Card at nominal interest rate. Please refer to the Fees and Charges section for more details.
- Fuel Surcharge Waiver
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle
- welcome/Renewal Benefit
500 Cash Point (applicable only on payment of membership fee)
- Quarterly Spend based benefit
Every Calender quarter, get a gift voucher worth ₹500 on spends of ₹50,000 & above. Earn up to ₹2,000 worth gift vouchers in a year.
- Renewal Offer
Get renewal membership fee waived off by spending ₹50,000 and above in an annual year
- Smart EMI
HDFC Bank MoneyBack+ Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here
- Contactless Payment
The HDFC Bank MoneyBack+ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
please note that in india, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.
- Reward Point/Cashback Redemption & Validity
- The CashPoint earned on HDFC Bank Moneyback+ Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, Phone Banking, or physical redemption from
- CashPoints can also be used for redemption against travel benefits like Fligh & Hotel booking and also on Reward Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount wiil have to be paid via the Credit Card. To know more on Rewards catalouge, click here
- For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
- CashPoints earned on your HDFC Bank MoneyBack+ Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023
HDFC Bank MoneyBack+ Credit Card Eligibility:
Salaried
- Indian nationality. Age: Min 21 yrs. & Max 60 Yrs.,
- Income: Gross Monthly Income> ₹20,000
Self Employed
- Indian nationality. Age: Min 21 yrs. & Max 65 Yrs., Income: ITR > ₹6.0 Lakhs per annum
- Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes
- Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Please click here for detailed fees and charges applicable on your HDFC Bank MoneyBack+ Credit Card.
NOTE: For card sourced starting 01-11- 2020, Below T&Cs is applicable
The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
