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Find the "Best fit" Current Account for your Business

When one starts a banking journey, the most common type of account that can be opted for is a Savings Account. So why wait? It is high time you apply to open a Savings Account with HDFC Bank and kickstart your savings journey.

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The idea behind a Savings Account is to encourage thrift or the habit of saving a portion of one's income. You can apply online to open a Savings Account with HDFC Bank and benefit from the wide range of features and exclusive deals that come along with the different variants. The online saving account opening process is simple and easy, and can be completed online in just a few steps.

Now, with the increased digitalisation in almost every sphere including banking, an account holder can have 24x7 access to one's Savings Account via NetBanking or our mobile app, in addition to HDFC Bank's wide network of branches and ATMs. You also get to make the most of exclusive deals and offers on the Debit Cards, including lifestyle and healthcare benefits among other things. Some variants of HDFC Bank Savings Account also offer features like unlimited cash withdrawals at ATMs and zero-balance maintenance requirement, which further adds to the appeal of a Savings Account.

*Regular Savings, Women's, SavingsMax, Senior Citizens & DigiSave Youth account can be opened digitally.

Click here to open account.

Current Account

Max Advantage Current Account

Dynamic Pricing ensures cost-efficiency at all times with increase in value

Deposit and withdraw cash upto 12 times current month AMB at any HDFC Bank branches

  • Unlimited Free NEFT/RTGS/IMPS
  • Enjoy ZERO monthly rental on your Android DIGI POS machine
  • AQB waiver basis 30 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Ascent Current Account

Multiplier Benefits across all nature of transactions

  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • Issue 50 DDs/ POs month free for every 1 lac of balance maintained
  • Preferential monthly rental pricing of Rs 350/- for your Android DIGI POS machine
  • AQB waiver basis 5 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Activ Current Account

Dynamic Pricing ensures cost-efficiency at all times with increase in value

  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • Issue 30 DDs/ POs month free for every 1 lac of balance maintained
  • Preferential monthly rental pricing of Rs 475/- on your Android DIGI POS machine
  • AQB waiver basis 3 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Plus Current Account

Deposit up to ₹ 12 lakhs cash free per month or 50 transactions (whichever is breached first) at any HDFC Bank branches

  • Withdraw up to Rs. 1 lakh a day at HDFC Bank Non-Home Branches
  • Issue 50 DDs and 50 POs a month free from any HDFC Bank branch.
  • Enjoy ZERO monthly rental on your Android DIGI POS machine
  • AQB waiver basis 7 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Premium Current Account

Deposit up to ₹ 3 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches

  • Withdraw up to Rs. 25,000 cash per day at HDFC Bank Non Home Branches
  • Get 100 free payable at par cheque leaves per month
  • Preferential monthly rental pricing of Rs 400/- on your Android DIGI POS machine
  • AQB waiver basis 4 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Regular Current Account

Deposit up to ₹ 2 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches

  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations
  • Get instant alerts on your transactions through our InstaAlert service

SmartUp For Start-ups

Get a choice of 3 product variants as per your requirement

  • Get a platform to showcase your products and accelerate your growth
  • Get access to value-added initiatives to enable your entrepreneurship journey through cost savings, access to business and / or fund raise opportunities

Saksham Current Account

Zero Non Maintenance charges for 2 calendar half years (including account opening year)

  • Deposit cash up to 50 lacs OR 50 txns per month (whichever is breached first) at HDFC Bank branch in your city
  • Withdraw cash up to 1 lac per day FREE at HDFC Bank Non-Home Branches

Business Solutions For E-Commerce Industry

E-Commerce Current Account for all your business-related needs

  • Nodal Account to manage your aggregator business effectively and seamlessly without any cost.
  • PPI Escrow Account for your online wallet business offering seamless flow of payment to merchants through ERP integration
  • Host of Value added services to manage your Online Business

Current Account For Professionals

Free Cash Deposits up to Rs. 10 lakhs per month OR 25 txns (whichever is breached first) at any HDFC Bank Branches.

  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.
  • Link account to HDFC Bank payment gateway easy collection
  • Issue 30 DDs and 30 POs a month free from any HDFC Bank branch.

Agri Current Account

Deposit up to ₹ 10 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches

  • Withdraw cash free at home branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations.

Institutional Current Account

No need to maintain balance in this account

  • Free Cash Deposits up to 50 lakhs per month OR 50 Txns (whichever breached first) across all HDFC Bank Home Branches
  • Issue Unlimited Free Demand Draft (DD) & Pay Orders (PO) payable at all HDFC Bank Locations

RFC - Domestic Account

Open your RFC account in three currencies – USD, EUR, GBP

  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

Exchange Earners Foreign Currency (EEFC) Account

Open your EEFC account in multiple currencies

  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

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