Housing Development Finance Corporation (HDFC) received an
in-principle approval from the RBI to set up a private sector bank

Incorporated in August 1994 as HDFC Bank Limited

Banking license received in January 1995

First corporate office and branch opened

IPO oversubscribed 55 times Listed on BSE and NSE

Maiden dividend announced

New logo launched

Launched first international Debit Card in India in association with
Visa International

Began its digital journey by launching online real-time NetBanking.

First ever mega merger in Indian banking industry – Times Bank merged with HDFC Bank

A Bank with many firsts

First Bank to launch Mobile Banking in India

Launched first SMS–based Mobile Banking

Overseas listing

Listed on New York Stock Exchange (NYSE)

Became the first private bank authorised to collect income tax

ISO 9001 certification for depository and custodial services

First bank in India to offer Credit Card in 100+ cities

Touched 10 Lakh users

Two new cards launched exclusively for women on International Women’s Day

Launched first overseas commercial branch in Bahrain

Merged with Centurion Bank of Punjab in one of the largest mergers in the Indian banking industry

Launched 40% faster ATMs – first of its kind in Asia

Growing market leadership

Expanded customer base to become market leaders in Auto Loans, Personal Loans and Credit Cards

Launched MobileBanking App in Hindi

Launched premium Credit Cards for doctors

Launched a nation-wide sports initiative – Josh Unlimited, for employees

The Bank’s Sustainable Livelihood Initiative (SLI) crosses a milestone, impacting 20 Lakh households

Sustainability established as a core value of the Bank

Created a new Guinness World Record for organising the largest single-day blood donation drive

Became market leader in issuing Credit Cards in 2013-14 with 55 Lakh+ Cards

Launched its sonic branding i.e. Musical Logo (MOGO) to be used across multiple touch points

Launched PayZapp, India’s first 1-click mobile-pay solution

Launched 10-second personal loan disbursement in the retail lending space

Concurrent QIP issue and Follow-on offering

`9,723 Cr

Launched Missed Call mobile recharge for prepaid mobiles

ATMs turned to LDMs (Loan Dispensing Machines)

Launched SmartUp programme for start-ups

Introduced AI

Launched IRA (Interactive Robotic Assistant) and became the first bank in India to introduce a humanoid for customer service

Introduced EVA chatbot - India’s first AI-based chatbot to provide customer service

Launched SmartUp Zones for start-ups

Launched EasyEMI on Debit Cards

Launched an all-in-one DigiPOS machine

Next-gen MobileBanking App launched

Driving rural empowerment

Signed MoU with government to financially empower 2 Lakh rural Indian villages through CSCs

Voted no.1 in India by customers in Forbes World's Best Banks Survey

BSE inks pact with the Bank to give a boost to the start-up platform

1 Million+ units of blood collected via HDFC Bank Parivartan’s Blood Donation Drive over a period of 12 years, primarily from employees

Opened 5,000th branch

Marked the start of its 25th year

Ranked India’s most valuable brand (for the seventh consecutive year) by BrandZ Report

Launch of HDFC Bank Millennia range of cards

First ever leadership change (new MD & CEO takes over)

First-of-its-kind product launch:
KGC-Shaurya card for armed forces

Launch of contactless, consent-based customer on-boarding via video KYC facility

Deploying mobile ATMs during the lockdown

Launched ‘The HealthyLife’ programme with Apollo Hospitals for customers and employees

Embarked on Project ‘Future Ready’

Pledged to become carbon neutral by 2031-32

HDFC Bank and HDFC Ltd. announce transformational merger