Manufactured Capital
HDFC Bank has a distribution network spanning the length and breadth of India. Our presence across the country, not only enables us to serve customers better, but also facilitates active participation in the Nation’s inclusive development agenda. The Bank’s overseas branches and representative offices help us serve NRI customers.
The Bank's network includes Banking Outlets comprising Branches and Business Correspondents (BCs), ATMs/ Cash Deposit and Withdrawal Machines (CDMs). We are leveraging the power of our 6,342 branches to not only serve the customers better, but also exponentially increase our sourcing of loans and deposits from deeper geographies.
As the financial services industry rapidly adopts and implements digitisation, our innovative mindset is helping us develop new capabilities. We have introduced products, increased capabilities and competencies through Digital Factory, Enterprise Factory and Enterprise IT, and continue to enhance the anywhere banking experience for our customers.
CORRESPONDENTS (BCs)*
*As on March 31, 2022
^Including 4 overseas branches
Pan-India presence
| Banking Outlets | Branches | CSC BCs | Other BCs | ATMs + cash deposit and withdrawal machines | |
|---|---|---|---|---|---|
| Rural | 12,099 | 1,147 | 10,748 | 204 | 1,307 |
| Semi-urban | 5,033 | 2,036 | 2,909 | 88 | 4,529 |
| Urban | 2,248 | 1,312 | 933 | 3 | 4,824 |
| Metro | 2,299 | 1,843 | 456 | - | 7,470 |
International presence
The Bank has global footprints by way of representative offices and branches in countries like Bahrain, Hong Kong, UAE and Kenya. We offer NRI clients Offshore Deposits, Bonds, Equity, Mutual Funds, Treasury and Structured products offered by third parties from Bahrain Branch. We also cater to Corporate clients by offering products such as trade credits, foreign currency term loans including external commercial borrowings (ECBs) and derivatives for hedging purposes. As on March 31, 2022, the Balance Sheet size of International Business was US$7.66 Billion. Advances constituted 3.12% of the Bank’s gross advances.
*As on March 31, 2022
Enabler for CSR initiatives under HDFC Bank Parivartan
Our nation-wide presence deepens our knowledge and understanding of regions including semi-urban and rural regions. We leverage this to drive our sustainable development agenda and empower communities across the country, including the less-privileged sections of the society.
