Go big this

festive season

with 10,000+ offers on

CARDS | LOANS | EASYEMI | ACCUNTS

Festivals bring with them new hope,
new joys and new beginnings

More importantly they give us a chance to celebrate with our loved ones, bring friends and family together and make great memories.

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Festive Treats

Maximise shopping offers

this festive season

Everyone’s shopping for outfits, gifts, jewellery and so much more. But not everyone is doing it the smart way and maximising the offers available to them. them.

Take a look at the world of luxury brands available to you at a discount this festive season and choose from your favourite brands for a tailor-made shopping experience.

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Prep yourself up for the
festivities with great offers on

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A smart solution

for your festive
shopping needs

There’s so much to buy in the festive season, be it clothes, gifts, decorations and more. Shop the smart way with easy EMIs.

With HDFC Bank EASYEMI, you can shop in full and pay in parts by converting your transactions into easy instalments - both online and in-store!

It's a better way to pay for electronics, furniture, clothes and more. Enjoy your shopping spree.

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Festive spotlight:
5 differences between

Fixed Deposits and
Recurring Deposits

Considering an investment this festive season?
Here are some important things to know:

Fixed Deposits

You earn interest on an amount that is paid in lump sum at the beginning of a term. You can redeem the principal and interest at the end of the specified term
Interest rates are the same as an RD
The tenure can be as low as 7 days and go upto 10 years
Flexibility of interest payout options like Monthly/ Quarterly
Advisable for those have a lump sum amount they wish to invest immediately

View Interest Rates

RECURRING
DEPOSITS

Considering an investment this festive season?
Here are some important things to know:

Recurring Deposits

You can start your RD by investing each month and get returns to achieve your future goals. The deposit earns interest, and you receive the principal and interest at the end of the term
Interest rates are the same as an FD
The tenure can range from 6 months to 10 years
Start your RD with an amount suitable to you
Advisable for investors who wish to save a fixed amount of money each month

Let’s take the example of Mr. Ranjan Das, 68 years old, Ex Marketing Consultant.

Mr. Das invests Rs. Xyz in a Fixed Deposit on January 1, 2020, for a tenure of 3 years. On January 1, 2023, his interest rate remains the same even though the world has seen a pandemic in the interim. The tenure and interest amount stays unaffected by rising and falling rates.

Determine the maturity value of either of your deposits with this calculator.

Calculate your Returns

It's a good time to start an SIP!

Do It Yourself SIP!

Here’s something else to celebrate. Did you know that despite the volatility of the recent years, India has been one of the best-performing emerging markets since the beginning of 2020?

Analysts expect Indian markets to perform well in the future, making now a good time to invest and build your wealth.

However, since market volatility continues to persist, a DIYSIP or Do-It-Yourself SIP offers an alternative and cost-efficient way to reap profits from the market. All you need is a Demat and trading account to get started with.

Find out more about DIYSIPs