Minimum Account Balance

Minimum Balance Alert:

Topics on page:

  • Penalties for not maintaining minimum balance
  • Different ways of getting A/C Balance – SMS Keyword & No, Mobile App, Netbanking, Missed Call etc
  • Link to calculators – Average Monthly Balance
  • Learning centre articles – Sweep in Sweep out CASA


Minimum Account Balance



Why do you need to maintain a minimum balance in your account?


It is important to keep a balance in your account that is above the minimum balance requirement, to avoid getting charged unnecessarily. The charges for not maintaining the minimum balance in your account depend on your account type. Select your account below to check for the charges





Click here to see how to view your account balance using SMS, Call, Mobile App, and Netbanking


Click here to calculate the average monthly balance you need to maintain in your account



Learning Centre


Features of your savings account that you must use
Features of your savings account that you must use

You probably got your first bank account when you were in school or college, in which case it’s likely to have been a savings account.

8 interesting ways to make your savings grow
8 interesting ways to make your savings grow

There are many short- and long-term options available, so it’s up to you to choose one that takes into account your future needs, and the amount of money at your disposal.