Our Recommendation
HDFC Bank Business
Regalia Credit Card
A card where Business meets Luxury
5% CashBack benefit on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi spends
Earn 15,000 and 10,000 Bonus Reward Points on annual spending of ₹8,00,000 and ₹5,00,000 respectively
Earn rewards on purchases and travel bookings on Smart Buy Business platform (upto 5% savings). Click Here
Convert your bulk and high value purchases with EasyEMI - Exclusive Cashback & No Cost EMI options from top brands, bulk purchase options & business accounting benefits.
Lowest foreign currency mark up of 2% on all your foreign currency spends & complimentary lounge visits
Key Features
1.
Upto 50 days interest free credit period
2.
SAVE upto 5% on spends like utility bills, electricity, telephone, govt & tax payments (capped at ₹500 on monthly bill statement of ₹20000). Additionally if you have a current account with our bank, and spend on your business credit card, you can get double cashback on these spends every month (capped at ₹1000). Applicable in the first year.
3.
Additionally earn 4 Reward Points for all purchases (except fuel) for every ₹150.
4.
1% fuel surcharge waiver at all fuel stations across India (on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)
Additional Features
1.
Exclusive Merchant Offer - If you are a HDFC Bank Merchant customer, you can get your HDFC Bank POS machine rent waived every month (upto ₹1000) by making monthly ₹30000 spends on your Business Moneyback card and accepting volumes on you POS machine worth ₹10,000 (if you have HDFC MPOS) or ₹25,000 (for HDFC GPRS POS). Refer T&C
2.
Lowest foreign currency mark up of 2% on all your foreign currency spends
3.
Enjoy Revolving Credit on your Credit Card at nominal interest rate . Click Here
4.
Be Cash ready always with 24x7 fund access cash withdrawal for emergency and pre approved loans with immediate disbursal, with a minimal charge
Conceirge
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Business Regalia Credit Card. Simply call us: toll-free on 1800 209 4006 (Toll Free)/ Email ID: [email protected]
Lounge Access
A. Complimentary Airport Lounge Access within India
12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Business Regalia Credit Card
Swipe your Business Regalia credit card at the lounge to avail the complimentary lounge access
To check eligible Lounges for Visa Customers please visit here & for MasterCard customers please visit here
B. Priority Pass
You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit
Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.
Welcome Benefit
₹3000 worth voucher on cumulative spends of ₹1,00,000 in first 3 months as welcome offer. This offer is applicable for your first 3 months including the card open month.
Dining
1.
Assured 25% Discount on Dining Bills at 2000+ premium restaurants on paying through Dineout Pay + Dineout Passport Membership worth 1,499 for 3 months.
2.
Including Additional 5% off on paying using Dineout Pay linked to Business Regalia.
3.
1+1 on buffet at 200+ restaurants
4.
Early access to events and festivals such as Gourmetlicious. Note: Dineout Passport Membership will be applicable when you spend ₹75,000 and more every calendar quarter using your Business Regalia Credit Card. Membership is Valid for 3 Months - Multicity.
5.
Click Here for details
Milestone Benefit
Enjoy 10000 bonus Reward points on spends of ₹5,00,000 every anniversary year or 15000 bonus Reward points on spends of ₹8,00,000 every anniversary year as a milestone benefit
Click here for T&C
Smart EMI
HDFC Bank Business Regalia Credit Card comes with an option to convert your high value purchases to EMI. For more details click here
Smart Pay
On your HDFC Bank Credit Card you are eligible for free SmartPay Service. SmartPay helps you automate all your bill payments like Telephone bills, DTH, Electricity, Insurance premiums, rent etc.
Once you setup smartpay you do not have to worry about missing any bill payments. Also, you can get savings upto ₹2100 in a year. (5% cashback upto ₹1800 for first 12 months and gift voucher of ₹800 for registering 5 bills). Click here for more details
Save 20% extra annually with deals, discounts and more
Payments
- Get free credit for up to 50 days to purchase stock and manage expenses
- Get instant loans and cash for times when you need more stock or have unplanned overheads
Savings
- Save up to 5% on rent, electricity, transportation, telephone and other monthly bills
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on buying supplies for your shop from the SmaryBuy Business Portal
- Upgrade your shop’s infrastructure with EasyEMI offers and No-Cost EMI on electronics, furniture and more
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure your shop with FREE Dukandaar Suraksha Scheme to insure against fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% extra annually across expenses
Payments
- Get 50 days of free credit to pay your ingredient suppliers and vendors
- Get pre-approved loans at No-Cost EMI for purchasing kitchen appliances, furniture and more
Savings
- Save up to 5% on expenses like rent, government licences and taxes, billing software, marketing services and more
- Save on petrol expenses when you deliver food with 1% fuel surcharge waiver
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Enjoy exclusive deals and additional CashBack when you buy supplies for your restaurant from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure your restaurant, employees and yourself with FREE insurance benefits like Professional Indemnity, Keyman and Dukandaar Suraksha Scheme
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% a year on your pharmacy expenses
Payments
- Get 50 days of free credit to stock up and pay your suppliers
- Get instant loans and cash to buy more stock or pay for unplanned expenses
Savings
- Save up to 5% on essential payments like electricity, rent, telephone bills, software subscriptions, government taxes and more
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get EasyEMI offers and No-Cost EMI on purchasing appliances, furniture and more for your pharmacy
- Enjoy exclusive deals and additional CashBack on buying regular supplies for the pharmacy from the SmaryBuy Business Porta
Other benefits
- Secure your shop with FREE Dukandaar Suraksha Scheme to insure against fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save on routine expenses
Payments
- Get 50 days of free credit to ensure cash flow, manage vendor payments and purchase stock
- Get pre-approved loans and No-Cost EMI options for upgrading your store
Savings
- Save up to 5% on essential expenses like rent, electricity, software subscriptions – marketing/billing, transportation, telephone and more
- Save on HDFC Bank POS machine rent by using the HDFC Bank Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on purchasing supplies for your store from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure the store, your employees and yourself with FREE insurance benefits like professional indemnity, keyman and Dukandaar Suraksha Scheme, which covers fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
Save 20% a year on all expenses
Payments
- Get 50 days of free credit to ensure cash flow and manage vendor payments
- Get pre-approved loans and No-Cost EMI options for upgrading your store’s infrastructure
Savings
- Save up to 5% on essential expenses like rent, electricity, transportation, telephone, software subscriptions – marketing/billing/inventory management, and more
- Save on transportation expenses with 1% fuel surcharge waiver
- Save on HDFC Bank POS machine rent by using the HDFC Business Credit Card for regular expenses
Purchases
- Get exclusive deals and additional CashBack on purchasing supplies for your store from the SmartBuy Business Portal
- Use Reward Points earned to buy apparels, book travel tickets and more for you and your family
Other benefits
- Secure the store, your employees and yourself with FREE insurance benefits like professional indemnity, keyman and Dukandaar Suraksha Scheme, which covers fire and burglary
- Automate monthly bill payments with SmartPay to save time and get additional benefits
