Our Recommendation
HDFC Bank
MoneyBack+ Credit Card
The most rewarding card for everyday spends
10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
5X CashPoints on EMI spends at merchant locations
2 CashPoints on all other spends ( Excluding fuel, Wallets loads )
Gift vouchers worth upto ₹2000 annually
Your Credit Card eligibility is subject to final HDFC Bank determination & acceptance.
Key Features
1.
10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
2.
5X CashPoints on EMI spends at merchant locations
3.
2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallets loads/prepaid card loads & voucher purchases ).
4.
Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
5.
Upto 15% off at 2,000+ premium restaurants in select cities. click here for more details
For detailed Terms and conditions Click here
Additional Features
1.
Zero lost Card liability : In the unfortunate event of losing your HDFC Bank Moneyback+ Credit Card, report it immediately to our 24-hour call centre. On reporting the loss immediately, you have zero liability on any fraudulent transactions made on your Credit Card.
2.
Interest Free Credit Period : Avail up to 50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
3.
Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Moneyback+ Credit Card at nominal interest rate. Click here for more details.
Fuel Surcharge Waiver
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
Welcome/Renewal Benefit
500 CashPoints (applicable only on payment of membership fee)
Quarterly Spend based benefit
Every Calendar quarter, get a gift voucher worth ₹500 on spends of ₹50,000 & above. Earn up to ₹2,000 worth gift vouchers in a year.
Renewal Offer
Get renewal membership fee waived off by spending ₹50,000 and above in an annual year
Smart EMI
HDFC Bank MoneyBack+ Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here
Contactless Payment
1.
The HDFC Bank MoneyBack+ Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder has to enter the Credit Card PIN for security reasons.
Reward Point/CashBack Redemption & Validity
1.
The CashPoints earned on HDFC Bank MoneyBack+ Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, Phone Banking, or physical redemption form
2.
CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card. To know more on Rewards catalouge, click here
3.
For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
4.
CashPoints earned on your HDFC Bank MoneyBack+ Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023
| Cost per Point (in Rs) | |||
| Product Catalogue | Unified SmartBuy (Flights/Hotels) | Cash back | Airmiles |
| 0.25 | 0.25 | 0.25 | 0.25 |
Card Compare
Select the cards you want to compare
