Our Recommendation
HDFC Bank
Regalia Credit Card
Luxurious Indulgences. Ready For You
Flat 30% Off on fine dining at 2000+ premium restaurants via Dineout Passport Membership
Bonus 15,000 reward points every year redeemable at Amazon, flight and hotel bookings, luxury vouchers and Cashback
Complimentary lounge access at over 1000 airports
4 Reward Points for every ₹150 spent
Your Credit Card eligibility is subject to final HDFC Bank determination & acceptance.
Key Features
1.
Exclusive complimentary Dineout Passport Membership offering Flat 30% Off on fine dining
2.
12 Complimentary Airport Lounge Access within India and 6 outside India
3.
Bonus 10,000 Reward Points on ₹5 lakhs spends and additional 5,000 Reward Points on ₹8 lakhs spends in an anniversary year
4.
Earn 4 Reward Points on every ₹150 spent (On all retail* spends)
Additional Features
1.
Zero Lost Card Liability: In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
2.
Foreign Currency Markup : 2% on all your foreign currency spends.
3.
Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more click here.
Concierge
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Regalia Credit Card. Simply call us: toll-free on 1860 425 1188 (India) / Email ID: regalia.support@smartbuyoffers.co
Lounge Access
A. Complimentary Airport Lounge Access within India
1.
12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
2.
Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
3.
To check eligible lounge for Visa customers please visit here & for MasterCard customers please visit here
4.
Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the loung
B. Priority Pass
1.
You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
2.
Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
3.
If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit
Please note: Priority Pass in India will attract charges on your HDFC Bank Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.
To know about your lounge access history
Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP numbers.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India
(On minimum transaction of ₹400 and maximum transaction of ₹5000 )
Click here for details
Dining Benefit
Exclusive complimentary Dineout Passport Membership which offers:
1.
Assured Flat 25% Off at 2000+ premium restaurants
2.
1+1 on buffet at 200+ restaurants
3.
Additional 5% Off and Zero convenience fee.
4.
Early access to events and festivals such as Gourmetlicious*
*All benefits applicable when you spend ₹75,000 and more every calendar quarter using your HDFC Bank Regalia credit card.
Click Here for details.
Milestone Benefit
1.
Earn Bonus 10,000 Reward Points when you spend ₹5 lakhs in the anniversary year.
2.
Earn Additional 5,000 Reward Points when you spend ₹8 lakhs spends in the anniversary year
*Terms & Conditions Apply
Renewal Offer
Renewal fee waived Off if you spend more than ₹3 lakhs in the previous year
Smart EMI
HDFC Bank Regalia Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here
Contactless Payment
1.
The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
2.
To see if your Card is contactless, look for the contactless network symbol on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder has to enter the Credit Card PIN for security reasons)
Insurance/Comprehensive protection & Nominee details for Insurance
1.
Accidental air death cover worth ₹1 Crore
2.
Emergency overseas hospitalization: Up to ₹15 lakhs
3.
Lost card liability cover : Up to ₹9 Lakhs
Click Here to update your nominee details.
Click Here for details.
Reward Points/CashBack Redemption & Validity
Reward Points Accrual:
1.
Earn 4 Reward Points on every ₹150 spent on all retail* spends including Insurance, Utilities, Education and Rent Pay.
2.
Earn 10,000 Reward Points on annual spends of ₹5 lakhs.
3.
Earn additional 5,000 Reward Points on annual spends of ₹8 lakhs.
Reward Point Redemption:
1.
You can redeem your Reward Points on Smartbuy or Netbanking.
Reward Points can be redeemed for:
1.
Flights and hotel bookings via Smartbuy at a value of 1 RP = ₹0.5
2.
Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
3.
Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto ₹0.35
4.
Cashback at a value of 1 RP = ₹0.20
Please Click Here to know more
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