Apply for
Consumer Durable loan!
HDFC Bank EasyEMI on Credit Card
Buy now and pay in parts via EasyEMI
on your HDFC Bank Credit
Card
Shop to your heart's content without worrying about the cost using EasyEMI available on your HDFC Bank Credit Card! With EasyEMI, you can now make instant purchases and arrange for funds later by paying in easy installment. HDFC Bank allows you to enjoy EMI facilities on your HDFC Bank Credit Card without providing any documentation whatsoever. With no down payments as well, you can shop now and pay later by choosing the repayment tenure suitable for you.
With the HDFC Bank EasyEMI on Credit Card, you can shop for apparel, furniture, electronics, and much more without putting a dent in your pocket! Plus, you can avail the EasyEMI facility available on the HDFC Bank Credit Card while shopping in stores or online.
Nominal Processing Fee: HDFC Bank offers EasyEMI at a low processing fee of ₹199 + GST on EMI transactions.
Easy Repayment: Repay as per your needs over a flexible tenure of 3-24 months through affordable repayment options.
Speedy Approval and Disbursal: Enjoy EMI facilities without waiting for lengthy approval and processing periods.
No Documentation: Avail hassle-free EMI facilities without submitting any documentation and paperwork.
Zero Down Payment: Get fully financed and buy products and services according to your requirements.
Eligibility for EasyEMI on Credit Card:
HDFC Bank's EasyEMI facility is available to all HDFC Bank Credit Card customers. The EMI amount available is determined by the credit card limit in question.
Visit a physical or online store and select a product.
While making the transaction, select the EMI option.
For in-store transactions, details of the transaction will be provided on the charge slip.
For online transactions, details will be displayed at the time of the transaction.
HDFC Bank EasyEMI on Debit Card
Shop in full and pay in parts via
EasyEMI - available on your HDFC
Bank Debit Card
Meet all your shopping needs and pay back in easy installment using EasyEMI on your HDFC Bank Debit Card. The HDFC Bank EasyEMI on Debit Card allows you to make purchases while paying the entire amount over a period of time. At HDFC Bank, you can enjoy an EMI facility on your HDFC Bank Debit Card without providing any documentation or down payments.
Use the HDFC Bank EasyEMI on Debit Card to shop at leading brands and stores for apparel, furniture, electronics, and much more for a hassle-free experience. You can use the HDFC Bank EasyEMI on Debit Card while shopping in stores or online.
No Blocking: Enjoy the EasyEMI on Debit Card without experiencing any blocking of funds in your account. with ease.
Pay 1 Rupee: Make an immediate payment of just 1 Rupee and pay the rest as EMIs via EasyEMI on your Debit Card.
Nominal Processing Fee: Enjoy the HDFC Bank EasyEMI at a low a processing fee of ₹199 + GST on EMI transactions.
Easy Repayments: Pay for your purchases according to your capacity over a flexible tenure of 3-24 months through affordable repayment options.
Speedy Approval and Disbursal: Enjoy instant funds without delays, caused by lengthy approval and processing periods.
No Documentation: Avail of EMI facilities in a hassle-free manner without submitting any documentation or paperwork.
Zero Down Payment: Get 100% financing to buy products and services according to your requirements.
Eligibility for EasyEMI on Debit Card:
Select a product at a physical or online store.
Choose the EMI option while making the transaction. option.
If you are shopping in-store, details of the transaction will appear on the charge slip.
If you are shopping online, details will be displayed at the time of the transaction.
HDFC Bank EasyEMI on Consumer Durable loan
With EasyEMI on HDFC Bank Consumer Durable loan, you can shop now and pay later in installment
Want to shop but have a tight budget? Count on the HDFC Bank EasyEMI on Consumer Durable loan to meet all your shopping needs. Avail HDFC Bank EasyEMI on Consumer Durable loans without excessive documentation and zero down payment.
With HDFC Bank EasyEMI on Consumer Durable loan, you can shop at leading brands and stores for apparel, furniture, electronics, and much more in a pocket-friendly manner. You can avail of HDFC Bank’s EasyEMI on Consumer Durable loan online and in-store.
Easy Repayments: Choose a repayment tenure that suits your needs from 6 months - 48 months (about 4 years) and avail of affordable repayment options.
Speedy Approval and Disbursal:Enjoy instant funds without delays caused by lengthy approval and processing periods.
No Documentation: Submit only income proof and KYC proof to avail of the loan amount in a hassle-free manner.
Zero Down Payment: Get 100% finance to afford products and services according to your requirements.
Eligibility for EasyEMI on Consumer Durable loan:
Choose your product at a physical or online store.
Choose the EMI option while making the transaction.
During in-store transactions, the details of the transaction will appear on the charge slip.
During online transactions, details will be displayed at the time of the transaction.
HDFC Bank EasyEMI via Netbanking
Hassle-free shopping with
EasyEMI via NetBanking
Simplify your purchases with EasyEMI—A better way to pay
Introducing HDFC Bank EasyEMI via NetBanking.
HDFC Bank offers pocket-friendly EMI plans to pre-approved customers for purchasing various products across categories online such as AC, TV, apparel, furniture, travel bookings, and more! You can avail of EasyEMI plans on your HDFC Bank NetBanking and opt for flexible tenures by paying in easy monthly installment at your convenience.
Eligibility criteria:
HDFC Bank EMI can be used on a minimum cart value of ₹5,000.
Only select pre-approved customers are eligible to avail this.
To check your pre-approved limit on EasyEMI via NetBanking ,send 'EasyEMI' to 70700 22222 from your Bank registered mobile number.
Log on to your favourite online websites across categories such as mobile, electronic, fashion, travel, home and furniture, insurance, education, etc.
Select the products you want to purchase and add them to the cart. option.
Choose HDFC Bank NetBanking as the payment mode.
Enter your NetBanking customer ID and password.
Choose the ‘Pay via EasyEMI’ option.
Select the tenure as per your convenience and accept the terms and conditions.
Enter the one-time password (OTP) received on your registered mobile number.
Your transaction is now completed successfully!
Query/ Support:
For any support, you can email [email protected] or you can call 18002586161.
You can use the HDFC Bank EMI option across e-commerce stores such as travel, insurance, fashion, home and furniture, electronics, education, and more.
For loans boarded between the first and 19th of the month, the statement date is 20th of the same month and payment due date is fifth of the following month.
For example, if the loan boarding date is May 10, the statement date is May 20 and payment due date June 5.
For loans boarded between the 21st and 31st of the month, the statement date is 20th of the following month and payment due date is fifth of the following month.
For example, if the loan boarding date is May 23, the statement date is June 20, and payment due date is July 5.
No, there is no minimum balance required in your account to place an order. However, you need to ensure that your account has enough funds to pay the EMI due every month.
After you select the EMI option while making a payment, the system will check if your account number is eligible for the EMI service or not. If you are eligible, you can go ahead and use EMI on NetBanking. However, if you are not eligible, you can continue the transaction with regular NetBanking. If you would like to know your eligible limit, you can type ‘EasyEMI via Netbanking’ on WhatsApp to 70659 70659 from your bank-registered mobile number.
HDFC Bank offers 3, 6, 9, 12, 18 and 24-month tenures in EMI via NetBanking.
Several e-commerce merchants in categories such as travel, retail, education, etc offer EMI via NetBanking. Click here to see the list of merchants.
Yes, you have to pay a processing fee of ₹199 + GST
The minimum loan amount you can avail under EMI via NetBanking is ₹5,000, and the maximum loan amount is ₹5,00,000.
The ROI will be 16% per annum.
Only a select pre-approved customers are eligible to avail EasyEMI via NetBanking based on internal checks by the bank.
HDFC Bank No Swipe EMI
You can now shop and make payments via
EasyEMI with your Mobile &
Pan Card No.
Shop for electronics, smartphones, home appliances and more at any retail or online store with ease by making a No Swipe EMI payment via HDFC Bank. HDFC Bank offers a no down-payment EMI option without any documentation to pre-approved customers. What's more, you can also avail exciting CashBack offers! All you need to do is share your registered mobile number and PAN number. This means that you can complete your purchase without your Debit/Credit Card.
Make a completely No Swipe purchase today and pay later in easy installment using an OTP-based approval.
Easy: Avail of EMIs without any down-payment from leading stores and online merchants
Convenient: Purchase with just your mobile and PAN number. No document submission required
Flexible repayment: From 3 months to 24 months, choose a tenure according to your needs with our pocket-friendly repayment options
Instant approvals and disbursal: Skip the waiting period and processing time and receive instant funds
Full finance: Get 100% finance to buy any products and services, and pay a convenience fee of just ₹199 + GST
Available at leading stores and online merchants: Enjoy the No Swipe EMI benefit at popular stores such as Reliance Digital, Croma, Vijay Sales, Flipkart, Myntra, among others
Eligibility for No Swipe EMI:
Visit a store and select a product.
At the billing counter, opt for the No Swipe EMI option.
Provide your 10-digit mobile number and PAN number.
You will receive an OTP, share it with the retailer.
Your transaction will be completed successfully.