Here's How HDFC Bank Can Add To Your Festive Joys

Everyone loves the festive season for different reasons; holidays, exuberant family celebrations, Diwali bonuses, large meal spreads and others. But another element that is synonymous with this season is the plethora of shopping opportunities it brings.

Come October, and you are sure to find discounts at all your favourite stores and brands. This festive season, Karo Har Dil Roshan by shopping and supporting businesses; your purchase can help business enjoy the celebrations too. And to add to this joyful mood HDFC Bank’s Festive Treats has a range of offers in store that can take the festivities up a notch. With instant funds and jaw-dropping deals, HDFC Bank enables you to fulfil all your desires. 

Here’s a list of exciting offers that you can make the most of: 

Card offers

  • Shop to your heart’s content and get up to 15% for making online spends on your HDFC Bank Credit Card. And when you shop for apparels, jewellery and others online with your HDFC Bank Debit Card, get a maximum CashBack of ₹500. (T&C apply).  
  • For all your festive couture expenses, home décor and groceries, you can enjoy benefits of up to ₹13,400 as part of the early activation offer using your HDFC Bank Credit Card. (T&C apply) 
  • Exploit all those online offers from your favourite websites, such as Amazon, Flipkart, Nykaa, Myntra, etc., and get exclusive offers for making payments via EasyEMI, SmartPay and PayZapp. 
  • With SmartPay on Credit Cards, you can get 5% Cashback, up to ₹150 month for first 12 months [₹1,800] + voucher up to ₹800 on the addition of five bills. These vouchers can be redeemed against your favourite brands – Ola, Uber, Spencer’s Retail, Amazon, Flipkart, Grofers, Big Bazaar, and Apollo Pharmacy. In addition to this, you also get reward points with every purchase. (T&C apply) 
  • With HDFC Bank Infinia and Regalia Credit Cards, get free digital memberships for Amazon Prime, Cult Fit, Big Basket Star and ET Prime. Here are some other ways in which you can make the most of your HDFC Bank Credit Card. 
  • By shopping via SmartBuy and PayZapp, you save up to ₹10,000. What’s more - you can stand a chance to win gifts! Top 100 spenders win Amazon Firesticks, and top ₹200 spenders win Amazon Echo Dot. (T&C apply)

To apply for an HDFC Bank Credit Card, click here

EMI offers

  • Save on your annual electronic purchase by shopping from top brands like Sony, Godrej, Haier, JBL/Harman, Panasonic and Carrier Midea, and get 10% CashBack, up to ₹6000 on Easy EMI. This is available on EMIs for up to 12 months at no extra cost. (T&C apply)
  • Need a fridge, washing machine, microwave, dishwasher or any other home appliance? Head to LG Electronics and Samsung and get up to 17.5% Cashback + no-cost EMI on your purchase. (T&C apply)
  • And if you want to capture all your happy festive moments, add a Canon premium camera to your shopping cart and get 10% CashBack up to ₹10,000 on Easy EMI. (T&C apply)
  • Want to upgrade your smartphone? Buy the latest Samsung Note 20/ 20 ULTRA or the S20 Series and get up to ₹10,000 CashBack along with EMI for up to 9 months at no extra cost. This offer is valid on purchase through online and offline channels. And on the purchase of a brand-new Samsung Tab S7 or S7+, you can get up to ₹6,000 CashBack, while an S6 or S6 Lite will get you up to ₹5,000 in CashBack. (T&C apply)
  • On buying Motorola Razr offline or online, get ₹10,000 flat CashBack with EMI for up to 12 months at no extra cost. (T&C apply)

Loans at attractive interest rates

As part of HDFC Bank Festive Treats, you can even avail loans for personal and business needs at affordable rates and other attractive features:

  • Working Capital Loan

To manage your business needs, apply for a working capital loan with HDFC Bank. 
Flat Processing Fee
-₹10,000* for loans up to ₹1 cr
- ₹25,000 for loans between ₹1 cr to ₹2 crs
- ₹40,000 for loans between ₹2 crs to ₹5 crs
- ₹75,000 for loans above ₹5 crs

Offer valid from 15th September - 15th November (* GST applicable. PF offer valid for files logged in during 15th September to 15th November 2021. Credit at sole discretion of HDFC Bank)

To apply for Working Capital Loan, click here to get started.

  • Car Loan

Want to buy your dream car this Diwali? Well, you’ve picked just the right time for it, as car loan interest rates are lower than ever. With HDFC Bank, enjoy zero foreclosure charges, up to 100% funding, top up loans at 10.75% onwards. Offer valid from 15th September - 30th November (T&C Apply. Credit at sole discretion of HDFC Bank. Other charges and Taxes as applicable. Visit your nearest branch for more detail). 

To apply for an HDFC Bank Car Loan, click here.

  • Two-wheeler loan

If you are looking to buy a new bike, then there’s no better time than the auspicious festive season. To finance your purchase, avail a Two-Wheeler Loan from HDFC Bank with up to 100% funding. HDFC Bank users can avail up to 4% lower interest rates, and up to 50% Off on processing fee. Non HDFC Bank users get 50% lower EMI for first 3 months, and loan on KYC. Offer valid from 15th September - 30th November (T&C Apply. Credit at sole discretion of HDFC Bank. * Funding up to 80% & offer applicable for loan tenure >30 months & bikes cost of up to ₹2,50,000). 

To apply for a Two Wheeler Loan, click here.

  • Personal Loan

The festive season brings with it a whole lot of expenses. Gifts, food catering, home décor, furnishing, puja essentials, big-ticket purchases and other miscellaneous expenses can be a strain on your wallet. But you can avoid a cash crunch by opting for a personal loan from HDFC Bank and enjoy interest rates at 10.25% onwards, loan in 10 seconds for select customers, collateral free loan up to ₹40 lakhs, minimum documentation, flexible tenure from 12-60 months and more. Offer valid from 15th September - 15th November (T&C apply. Credit at sole discretion of HDFC Bank.)

To apply for an HDFC Bank Personal Loan, click here.

Other banking offers

  • InstaAccount  Referrals

Not an HDFC Bank customer yet? It takes only a few minutes to become one! You can avail the above offers and deals, by opening an InstaAccount savings account with HDFC Bank in minutes. This digital account opening process can be done via InstaAccount online or app. You can even refer your friends and family to open an InstaAccount and get vouchers up to ₹1,000 per referral. (T&C apply)

With convenient and affordable financing options from HDFC Bank, you don't have to compromise on your happiness this festive season. Instead, you can amplify your celebrations and fulfil all your desires. Help others to help themselves, shop local, support businesses. Karo Har Dil Roshan Click here to know all about the offers. 

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Loan and Credit Card approvals at the sole discretion of HDFC Bank limited. Loan and Credit Card approvals is subject to documentation and verification as per Banks requirement.