This Festive Season, Slash MRPs And Not Your Shopping List With HDFC Bank Festive Treats

With the festive season just around the corner, the odds are that you’ve already started preparing for your annual gift-buying spree. Of course, things are going to different this year compared to previous years because of the pandemic led effects and restrictions. But that doesn’t necessarily mean you have to restrict your happiness or festive wishlist. 

So, if you’re looking to splurge on yourself and your loved ones, then HDFC Bank Festive Treats is here to make the affair a more pleasant one. Don't let MRPs get you down when you can benefit from a wide array of discounts, deals, CashBack offers, EMI options, easy loans, exciting gifts and more as an HDFC Bank customer. Make your day and somebody else’s with every purchase you make. Karo Har Dil Roshan, and help others celebrate the festive season too. Here are some tips to get you started. 

Make this festive season more fun with HDFC Bank 

1) Plan your shopping

Start your shopping spree with a plan; prepare a list of all the things you want to purchase, and accordingly outline a budget. By using your HDFC Bank Credit Card or Debit Card, sticking to your budget will be easier than you think. For instance, as part of an early activation offer on retail spends, you can earn benefits up to ₹13,400. This means you can reduce your spends significantly. And by making payments via PayZapp, SmartPay and easy-EMI, you can unlock even more offers (T&C apply). You can also get CashBacks for up to ₹500 with your HDFC Bank Debit Card purchase on apparels, restaurants, jewellery, and travel with a minimum transaction value of ₹1,000 Offer valid on select stores only, from 5th October 2021 - 30th November 2021. (T&C apply). But do remember that comparing prices is key to smart shopping. So, log-in to the HDFC Bank SmartBuy, an e-commerce site, compare prices among various sellers and opt for the best deal. 

2) Rely on bank offers

One of the best things about this time of the year is the collaborations between merchants that ultimately benefit you. HDFC Bank, for example, has tied up with several major retail stores and e-commerce sites to ensure its customers get the best shopping experience. During the Amazon Great Indian Festival sale, you can get up to 10% instant discount by making purchases with your HDFC Bank Debit or Credit Cards and EMI options. And while shopping at leading electronic brands like Samsung and LG, you can get up to 17.5% CashBack + no cost EMI. Or with Apple iPhone IPL offer, you can save up to ₹7,000 on your purchase of a brand new iPhone. (T&C apply for all offers)

If you are planning to upgrade your iPhone head here.

3) Make expensive purchases the easy way

If you are looking to buy a car during this time of the year, make sure to advance book your purchase. Why? Because you can get the best financing option in the bargain. For example, with HDFC Bank Festive Treats, get 100% funding on Car Loan at 7.50% onwards for New Car Loan and 9.75% onwards for used car loan. Benefit from zero foreclosure charge, top up loans at 10.75% onwards. If you are a government employee, you are entitled to special benefits. The offer is valid from 15th September - 30th November 2021. Similarly on Two-Wheeler Loan, get up to 100% funding, up to 50% off on processing fee and up to 4% lower interest rate if you are an HDFC Bank customer. (T&C apply) 

To apply for an HDFC Bank Car Loan and Two Wheeler Loan, click here.

4) Opt for EMI offers

No festive season is complete without sprucing up your home, and this often involves a new appliance or two. So, if you have a list of electronic items, home appliances or gadgets on your 'to-buy' list, HDFC Bank EMI offers can make the process lighter on your pocket. On purchases from brands like Canon, Sony, Godrej, JBL, Panasonic and others, you can enjoy no-cost EMIs and around 10% CashBack. And if the season calls for upgrading to the latest smartphones from Samsung and Motorola, you can get CashBack up to ₹10,000 on both, online and offline purchases; again, through no-cost EMIs (T&C apply). 

With these offers from HDFC Bank, there's no reason why you should not tick off all those items on your shopping list. This also brings joy to a business owner, and others celebrating. Karo Har Dil RoshanClick here to know more about HDFC Bank Festive Treats.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.