Why Choose HDFC Home Loans?

Create a space of your own with HDFC Home Loans. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. Turn your dream home into reality with HDFC Home Loans!

Benefits

Loan approval even before a property is selected.

Purchase of Residential/Commercial Property

Loan for purchase of property located anywhere in India

Flexible loan repayment options.

Top-up loans for a variety of personal or professional needs (other than for speculative purposes).

Interest Rates

Interest rate starting at 8.60%*

*The above ROI is applicable for Salaried cases only, where a woman is an owner/co-owner and an applicant/co-applicant, under Adjustable Rate Home Loan(ARHL). The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change.The interest rate is available for customers who apply for loan and avail of their first disbursement on or before 30th June 2019. All home loans are from HDFC Ltd. Credit at sole discretion of HDFC Ltd.

Why Choose HDFC Home Loans?

Buying your first house is a commitment, and so its important to choose wisely.  Now avail a home loan from HDFC and enjoy subsidies, tax benefits and a lot more under PMAY (Pradhan Mantri Awaz Yojana) CLSS (Credit Linked Subsidy Scheme).

Benefits

Who will be eligible for the PMAY (Urban) scheme

The beneficiary family should not own a pucca house in his/her name

Also applicable for Middle Income Group (MIG) with household income up to Rs 18 Lacs p.a

Up-front benefit up to Rs. 2.67* lacs

Interest subsidy up to 6.50%* p.a.

Regular tax exemption up to Rs 2 lacs on interest payments

Interest Rates

  • Up-front benefit up to Rs. 2.67* lacs
  • Interest subsidy up to 6.50%* p.a.
  • Regular tax exemption up to Rs 2 lacs on interest payments

*The above interest subsidy is applicable for customer, where a woman is an owner/co-owner and an applicant/co-applicant, under Adjustable Rate Home Loan(ARHL) Annual household income upto 6 lacs & the beneficiary family does not own a pucca house in his / her name. This is a limited period offer and is subject to change.The interest subsidy is available for customers who apply for loan and avail of their first disbursement on or before 30th June, 2019. All home loans are from HDFC Ltd. Credit at sole discretion of HDFC Ltd. Terms and conditions apply. For more details on the scheme, please refer to www.pmaymis.gov.in

Why Choose HDFC Home Loans?

Settled in a new house? Now customise your space just as you always wanted to, with HDFC Home Improvement Loans. Whether it's painting, tiling and flooring or plastering, you can avail the loan to enhance your home the way you desire.

Benefits

Loan tenure of up to 15 years

Faster loan processing

Interest Rates

Interest rate starting at 8.60%*

*The above ROI is applicable for salaried cases only, where a woman is an owner/co-owner and an applicant/co-applicant, for loans under Adjustable Rate Home Loan (ARHL). The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change. The interest rate is available for files logged in & customers availing of their first disbursement on or before 30th June, 2019. All home loans are from HDFC Ltd. Credit at sole discretion of HDFC Ltd. Terms and conditions apply.

Why Choose HDFC Home Loans?

Do not miss a chance to lower your loan repayments when you have smarter options to choose from. Move your home loan outstanding balances to HDFC and pay lower monthly installments.

Benefits

HDFC offers Balance transfer on existing home loans at very attractive rate of interest, starting at 8.60%*

Avail top-up loans up to 50 lakhs @ the same ROI as your attractive home loan rates.

Also avail additional loans for all your professional or personal needs, basis loan eligibility, valuation of the property and loan to value

Interest Rates

HDFC offers balance transfer on existing home loans at very attractive rate of interest, starting at 8.60%*

Avail top-up loans up to 50 lakhs @ the same ROI as your attractive home loan rates.

*The above ROI is applicable for Salaried cases only, where a woman is an owner/co-owner and an applicant/co-applicant., under Adjustable Rate Home Loan (ARHL). The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change. The interest rate is available for customers who apply for loan and avail of their first disbursement on or before 30th June, 2019. All home loans are from HDFC Ltd. Credit at sole discretion of HDFC Ltd. Terms and conditions apply.
** Considering the ROI @8.60% & the loan tenure as 30 years.
*** This offer is applicable for Salaried customers only and for files logged in and first disbursement on or before 30th June '19. The effect of waiver of the PF shall be given by way of adjustment of the amount towards part EMI/Pre EMI, as the case may be, payable by the customer on availment of the loan. Other charges payable as applicable.

Why Choose HDFC Home Loans?

Sometimes dreams need a little extra help. With HDFC's top up loans you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc.

  • Avail of a maximum top up loan of Rs.50 lacs
  • Attractive interest rates
  • Easy and hassle free documentation
  • Simple repayments through monthly Installment
  • Integrated branch network for availing and servicing the loan anywhere in India

Benefits

Avail of a Top-Up Loan up to Rs. 50 lacs

Avail loans for all your professional or personal needs.

Attractive interest rates starting @9.15%* for existing HL customers.

Interest Rates

Attractive interest rates starting @9.15%* for existing HL customers.

*The above ROI is applicable for Salaried cases only, under Adjustable Rate Home Loan(ARHL). The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change. The interest rate is available for customers who apply for loan and avail of their first disbursement on or before 30th June, 2019. All home loans are from HDFC Ltd. Credit at sole discretion of HDFC Ltd.