Self Employed
Lehragaga
(April 2021)
Loan on Credit Card
Obtain funds swiftly through our online loan portal with Loan on Credit Card.
Over 3 lakh customers have taken this and are happy with their experience.
You can also verify your loan amount here
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Read our customer’s experiences
I took a Loan on my Credit Card by myself via the online loan portal. It was very easy & I got the money in my A/c, immediately.
I have not seen such a simple online process to avail a loan, before. My need for instant money was fulfilled with Loan on my Credit Card, in just a few clicks.
The online process was Safe, Easy & Quick. It also provided complete transparency about the EMI calculation & interest rate. Overall, it was a very happy & satisfactory experience.
I got money in my A/c immediately. Thanks to HDFC Bank Loan on Credit Card, I got the help in these tough times.
The Online process for availing Loan on Credit Card was very smooth & user friendly. I was really happy as I got the money, instantly.
Frequently Asked Questions
Q1: What is a Loan on Credit Card?
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It’s a pre-approved Loan on HDFC Bank Credit Card which you can get in your A/c in just 1 second. You can easily check your Loan eligibility here
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Q2 What are the different types of Loan on Credit Card?
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There are 2 types of Loan on Credit Card available:
1. Insta Loan: This Loan amount is within your available Credit Card limit. Eg: If your Credit Card limit is Rs.1,50,000/-, your loan limit can be Rs.1,20,000 (limit depends on various criteria). If you have already spent Rs.50,000 then the maximum loan amount that you can get will be Rs.1,00,000/- which will be blocked against your remaining limit.
2. Jumbo Loan: This Loan amount is over and above your available Credit Card limit. Eg: If your Credit Card limit is Rs.4,00,000/- , your Loan limit can be Rs.4,00,000/- or more. You can also spend on your Credit Card as it will not block your Credit Card limit.
You can choose for a higher Loan amount by checking your eligibility for Jumbo Loan on Credit Card here
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Q3: What is the Interest Rate and tenure for this Loan?
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We offer the lowest interest rate for Loan on Credit Card & our interest rate is the same via online process or a call.
Interest rate starts @1.25% per month depending on the tenure that ranges from 12 months to 60 months.
For more details, Click here
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Q4: Is the Interest Rate Negotiable?
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No. You’ll get the best & same interest rate via online process or via call for Loan on Credit Card.
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Q5: What are the documents required?
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No document is required to avail Loan on Credit Card.
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Q6: How soon can I receive money in my account once I apply for a Loan?
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Once you confirm, you can get the money in just 1 second into your HDFC Bank Savings A/C via our online Loan process. In case, you don’t have an HDFC Bank Savings A/c, you’ll get the money via Demand Draft within 7 working days.
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Q7: What is the best way to check my Loan on Credit Card eligibility?
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80% of our customers prefer to check their Loan amount on our New & Simple Online portal. You can also check your Loan amount here Right Now.
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Q8: How to check my Loan on Credit Card amount & EMI amount?
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You can easily check your loan amount & EMI on our Online Loan portal. Click here to check.
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Q9: What will be my 1st EMI date of Loan on Credit Card?
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1st EMI date of your Loan on Credit Card will be same as your Credit Card billing date.
PS - Incase of Jumbo Loan, EMI will not be a part of Credit Card statement. You'll get a separate Loan statement.
PS - Incase of Jumbo Loan, EMI will not be a part of Credit Card statement. You'll get a separate Loan statement.
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Q10: Do I need to pay a processing fee for Loan on Credit Card?
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For your benefit, we’ve flat processing fee of Rs.999. Even if you take higher loan amount, this fee will still remain the same.
Therefore, over 80% of our customers go for higher Loan amount.
Therefore, over 80% of our customers go for higher Loan amount.
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