Savings Product Comparison Chart

Product Variant	Minimum Balance Requirement	Non Maintainance charges			Debit Card issued (By default)	Money Maximizer	T&C
Regular Savings A/c	Metro/Urban Branches:- AMB Rs. 10,000 or FD of Rs. 1,00,000 Semi-Urban AMB Rs. 5,000 or FD of Rs. 50,000 Rural: AQB Rs. 2,500 or FD of Rs. 25,000 FD Duration: 1 Year 1 Day	Slab	Charges		Millenia Debit Card (Rs. 500 + Taxes) Rupay Premium Debit Card (Rs.200 + Taxes)	NA	Bank would provide the following features: Free 25 cheque leaves per year. Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook. Free Payable at Par chequebook & free Passbook issuance for all account holders (individuals) at home branch Personalised cheques with your name printed on each cheque leaf for enhanced security. Millennia Debit Card ( metro/urban locations ) or MoneyBack Debit Card ( semi-urban/rural ) as per fee structure Third party transactions at any branch allowed only up to Rs.25,000/- per day Facilities like NetBanking, PhoneBanking and MobileBanking, Monthly E-statements.
		Slab	Metro	Semi-Urban
		>=7,500 to <10,000	150	NA
		>=5,000 to <7,500	300	NA
		>= 2,500 - < 5,000	450	150
		0 - < 2,500	600	300
		Slab	Charges (+taxes) in RURAL
		>= 1000 & < 2,500	Rs. 270
		O - < 1000	Rs. 450
Womens Savings A/c	Metro/Urban Branches:- Rs. 10,000 AMB Semi-Urban / Rural: Rs. 5,000 AMB No FD Cushion available	Slab	Charges Rs.		Easy Shop Woman’s Advantage Debit Card (Rs. 200 + Taxes)	YES In the event of the balance in Women’s Savings Account exceeding / reaching Rs.1,00,000/-, the amount in excess of Rs. 75,000/- will be swept out in to a Fixed Deposit	Bank would provide the following features: Insurance Cover Benefit for primary account holder:- Accidental Death cover of Rs. 10 Lacs with the Women’s Saving Account Accidental Hospitalization Cover of Rs. 1 Lac with the Women’s Saving Account Daily Cash allowance of Rs. 1,000 / day for a maximum of 10 days/ year, for each day of hospitalization due to an accident Note: - For the claim to be accepted & processed, the 1st holder of the Women's Savings Account should have made at least 1 Point of Sale (POS) purchase at a merchant establishment using the Debit Card in the previous 6 months before the date of event. Preferential Pricing on new HDFC Securities Limited Demat Accounts Free folio maintenance charges on Demat account for the first year Note: The special offer on the first new Demat account & the offer on new Online trading account are applicable only on NEW Accounts opened. Offers will not be available for existing accounts converted to Women’s Savings Account. Special offers on Loans Free Payable at Par multi-city chequebook (25 leaves) per financial year & free Passbook issuance for all account holders. Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook. Women’s Advantage Debit Card with an issuance & annual fee of Rs.200 + Tax with a host of benefits like:- (i) Up to Re.1 Cashback for every Rs 200/- spent (ii) Personal Accident Death Cover of Rs. 5 Lacs Per day Transaction Limit of Rs. 25,000 for cash withdrawal and per day shopping limit of Rs. 2.75 Lacs. Third party transactions at any branch allowed only up to Rs.25,000/- per day.
		Slab	Metro/Urban	SemiUrban / Rural
		>=7,500 to <10,000	150	NA
		>=5,000 to <7,500	300	NA
		>= 2,500 - < 5,000	450	150
		O - < 2,500	600	300
Senior Citizen Savings A/c	Rs. 5,000/- AMB across country No FD Cushion available	Slab	Charges (+taxes)		Rewards Debit Card (Lifetime Free for 1st Applicant)	YES In the event of the balance in Women’s Savings Account exceeding / reaching Rs.1,00,000/-, the amount in excess of Rs. 75,000/- will be swept out in to a Fixed Deposit	Bank would provide the following features: Lifetime Free Rewards Debit Card (Free for the 1st applicant) Insurance Cover Benefits (for the 1st applicant only) Accidental Hospitalisation Cover of Rs.50,000/-* p.a. Accidental Death Cover of Rs.50,000/-* p.a. Accidental Hospital Cash payable once a year @ Rs.500/- per day* for a maximum of 15 days per year The claim will be valid only if at least 1 purchase transaction is performed at a Merchant Establishment using the Debit Card in the previous 6 months before the accident Claim Procedure: - In the event of accidental hospitalisation of the cardholder, the claimant/claimant’s representative to approach the account branch, and the branch would guide the customer on the documents required. On the receipt of these documents by the branch, as a special gesture for our debit cardholders, HDFC Bank would liaise with the insurance company for processing the claim. However receipt of documents by the branch does not construe acceptance of claim. In the event of accidental hospitalisation, the claimant has to inform the account branch immediately. As per policy the insurance company needs to be informed (through the bank) within 30 days of the accident. Free 25 cheque leaves per financial year. Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook (plus taxes) Free Passbook issuance for all account holders Free Monthly E-Statements / Passbook facility available Third party transactions at any branch allowed only up to Rs.25,000/- per day. Free NetBanking, PhoneBanking, MobileBanking & InstaAlerts Special senior citizen rates for FDs Doorstep Banking Service*
		>= 2,500 - < 5,000	Rs. 150
		O - < 2,500	Rs. 300
Kids Advantage A/c	Rs. 5,000/- AMB across country (With Mandatory Guardian Savings Account) No FD Cushion available	Slab	Charges (+taxes)		Kids Advantage Debit Card (Rs. 150 + Taxes)	YES In the event of the balance in Kid’s Advantage account exceeding / reaching Rs.35,000/-, the amount in excess of Rs. 25,000/- will be swept out in to a Fixed Deposit	Bank will provide: Free Education Insurance Cover of Rs. 1,00,000/- in the event of death of the parent/guardian through vehicular accident by road, rail or air to safeguard the future of the child ATM / Debit Card can be issued in your child's name with permission of guardian. Your child can withdraw Rs. 2,500 at ATMs and spend Rs. 10,000 at merchant locations per day. Standing Instruction to transfer any amount from your account to your Kid's Advantage account every month (Minimum value Rs. 1,000 & Minimum tenure 1 year) (Mandatory) Money Maximizer Facility: (Optional Facility) Once the balance in the Kid's Advantage Account reaches/exceeds Rs. 35,000, then the amount in excess of Rs. 25,000 will automatically be transferred to a Fixed Deposit for 1 year and 1 day, in child's name. A separate request would be required to activate Money Maximizer facility. Free Monthly E-Statements / Passbook facility available for all account holders Third party transactions at any branch allowed only up to Rs.25,000/- per day.
		>=2,500 to < 5,000	Rs. 150/-
		0 to < 2,500	Rs. 300/-
Savings Max A/c	Rs. 25,000/- AMB across country FD Cushion: - Rs. 1.50 Lakh FD in Metro & Urban - Rs. 1 Lakh FD in Semi-Urban and Rural FD Duration: 1 Year 1 Day	Slab	Charges (+taxes)		Platinum Debit Card (Lifetime Free for primary holder)	Yes In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs. 1,00,000/- will be swept out in to a Fixed Deposit	The Bank would provide the following features: Free cash withdrawal and balance enquiries at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs Debit Cards Benefits:- Free lifetime Platinum Debit Card for the primary account holder. Free lifetime Woman's Advantage/Millennia Debit Card for all account holders Locker Benefits:- 50% off on locker rental calculated on a pro-rata basis and applicable only for the year of allotment Insurance Cover Benefits for primary account holder:- Accidental Death cover of Rs. 10 Lacs on the account for the first account holder only. Accidental Hospitalization Cover of Rs. 1 Lac per year on Savings Max Account Daily Cash allowance of Rs. 1,000 / day for a maximum of 10 days/ year, for each day of hospitalization due to an accident Note: - For the claim to be accepted & processed, the 1st holder of the Savings Max Account should have made at least 1 Point of Sale (POS) purchase at a merchant establishment using the Debit Card in the previous 3 months before the date of event. Free DDs on HDFC Bank Locations upto Rs. 1 Lakh / day and Free passbook for all a/c holders Free 25 cheque leaves per financial year. Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook. Preferential Pricing on new Online Trading Accounts. Free folio maintenance charges on Demat A/c for the first year
		>= 20,000 to < 25,000	Rs. 300
		0 to <= 20,000	Rs. 600
Digisave Youth A/c	Metro/Urban Branches:- Rs. 5,000 AMB Semi-Urban / Rural: Rs. 2,500 AMB No FD Cushion available	Slab	Charges (+taxes)		Money Back Debit Card (First year free)	NA	The Bank would provide the following features under DigiSave account - Cheque book will be charged @ Rs.3 per cheque leaf. Facilities like NetBanking, PhoneBanking and MobileBanking, Monthly E-statements First year free Times Points Debit card / Millennia Debit Card (first year of account opening) 2 Free Cash Transactions with value of Rs 1.25 lakh per month 5 Free ATM Transactions at HDFC Bank ATMs & 5 Free at Non HDFC Bank ATMs (3 Free in Top 6 cities
		Slab	Metro/Urban	Semi-Urban/Rural
		>= 2,500 - < 5,000	Rs. 150	N.A.
		O - < 2,500	Rs. 300	150
Savings Farmers A/c	Rs. 2,500 Average Half Yearly Balance No FD Cushion available	Slab	Charges (+taxes)		Money Back Debit Card	NA	Bank would provide the following features: Free 25 cheque leaves per financial year. Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook. Free Passbook issuance for all account holders (individuals) at home branch Personalized cheques with your name printed on each cheque leaf for enhanced security. Third party transactions at any branch allowed only up to Rs.25,000/- per day. Facilities like NetBanking, PhoneBanking and MobileBanking, Monthly E-statements.
		>= 1000 < 2,500	Rs. 540
		0 - <1000	Rs. 900