Our Product Suite


   

Overview

Leveraging the knowledge and experience of some of the finest financial relationship managers, HDFC Bank offers its clients a range of strategic and innovative wealth management solutions

Our wide range of product offerings ensures that our clients can pursue an individualized plan to achieve their investment goals

Our product suite includes:

• Through HDFC Bank Distribution
  • Mutual funds
  • Insurance
  • RBI & Sovereign Gold Bonds

• Through HDFC Securities Distribution
  • Direct Equity
Mutual Funds

As distributor of Mutual Funds, we offer a complete range of Equity, Debt and Ultra-Short term Income funds to meet individual risk-return objectives. The selection of mutual funds is based on a range of parameters built on Qualitative due-diligence and Quantitative tools like FAMA Ratio, Performance Consistency Ratio, standard deviation, volatility, rolling returns, expense ratio, Credit Rating and more. The funds are distributed to clients across AMCs and are built on the principles of conservative approach and focused advice. MAAG (mutual fund analysis tool) is used to analyze the holdings across Equity and Balanced Mutual Funds. This tool provides a snapshot to assess the asset allocation, market capitalization, sectorial holdings and company holdings

Insurance

Insurance solutions offer an advanced means of managing wealth, offering succession planning tools for UHNW individuals. As corporate agent, we offer customized insurance solutions to meet the lifecycle needs of the client through our 9 partners

  • Life Insurance
  • Health Insurance
  • General Insurance
  • Business Insurance wherever there is an insurable interest of the business
RBI & Sovereign Gold Bonds

This Bonds are been issued by RBI & GOI and provides good product mix in client’s portfolio along with sovereign backing. These bonds are offered to clients with low liquidity requirement. While one offers better coupon rate other offer participation in gold movement along with fixed interest on invested capital. Same is been offered basis client risk profile, liquidity requirement and exposure to said asset class

Direct Equity

Direct Equity is offered through our subsidiary arm HDFC Securities where dedicated Relationship managers are in touch with the clients to provide them recommendations based on HDFC Securities’ view

The direct equity product from HDFC Securities offering include:-

  • Model Portfolio (Aggressive & Conservative)
  • Regular company/result updates
  • Market Impact: These are notes on quarterly analysis of the companies of the model portfolios
  • Sector report/ Sector Update: These are notes on a specific sector, explaining the basic business model and subsequent updates on the current scenario in the sector (specifically Check with compliance)