Xpress Car Loan - Fully Digital Banking

Loan in
30 Minutes



Get higher
loan amount

Interest Rates

Available for
all Customers

How it Works?

Our Xpress Car Loan is quick and comes with exclusive features like loan up to 25 lakh, up to 100% financing on select vehicles, flexible repayment tenure and pocket-friendly EMI.
It’s as easy as:


Check your
loan offer


your car &
dealer details


your KYC




Salaried Individual

from private limited companies
& public sector undertakings.
The applicant should be in the age range of 18 to 60 years old, earning a minimum of 3,00,000 per annum.

Self Employed

individuals and sole proprietorships.
The applicant should be in the age range of 21 to 65 years old, earning at least 3,00,000 per annum.


Asked Questions

What is HDFC Bank Xpress Car Loan?
HDFC Bank Xpress Car Loan allows customers to apply for Car Loans through an end-to-end digital journey. All you have to do is ensure that the information you have filled is authentic. All the terms and conditions, and agreements can be e-signed on the platform itself. The entire process is online, and it will only take you a few minutes to complete your application.
Do I need to be an HDFC Bank customer to avail Xpress Car Loan ?

Not necessarily. Anyone can apply for a car loan via this platform, existing bank customers and other bank customers.

Can I get a loan approved on this platform itself? 
Yes, your loan will be approved on a real-time basis on this platform. 
Can my loan get disbursed on this platform itself?

Once the process is complete, the loan amount will be disbursed directly to the selected dealer.

What if I require a higher loan amount and am not satisfied with the approved loan amount generated by the system?

You can opt for higher loan by e-verifying your income. You will be redirected to the Perfios page (a service used for bank statement analysis) where you can either:

  1. Upload your bank statement of the last seven months, or
  2. E-verify via net banking ID and password
What is the Car Loan Application process?

HDFC Bank strives to make the loan application process seamless for you.
You can apply for your Car Loan through our Online Banking services via HDFC Bank NetBanking. What’s more is, if you’re an existing customer, you may be eligible to avail of a Pre-Approved Car Loan in 10 seconds! Log in to your NetBanking and find out more.
Alternatively, you can visit the nearest branch of HDFC Bank. However, applying online via HDFC Bank NetBanking is faster and saves resources.

What are the documents required for a Car Loan?

Here’s a summary of documents you will need for a Car Loan:

  1. Valid Identity Proof (PAN Card/Aadhar Card/Passport/Voter ID)
  2. Address Proof (Utility Bills/Aadhar Card/Driving License/Passport etc.)
  3. Income Proofs (Current Salary Slips/Latest Form 16/Current ITR)
  4. Bank statements of last 6 months.

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Disclaimer - T&C Apply. Loan disbursal at sole discretion of HDFC Bank

Annual Percentage Rate offered to customer during the period of July' 22 to September' 22. Min APR - 7.2%. Max APR - 10.0%. Loan disbursal at sole discretion of HDFC Bank Ltd.

Regd. Office: HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013

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