BSBDA - Open Basic Savings Bank Deposit Account

HDFC Bank’s Basic Savings Bank Deposit Account (BSBDA), provides access to the best banking services, without requiring that you maintain a minimum balance. With our BSBDA account, you can access banking services across multiple branches ATMs and branches around the country. You can also check account information and transact digitally via internet and mobile banking services available on the account.

Features

Make the Most of Your Money

  • Avail Safe Deposit Locker and Super Saver facilities.

Transact with Ease

  • Free passbook facility for all individual account holders
  • Enjoy free cash deposits at branches and ATMs
  • Access your account with your free Rupay Card
  • 4 withdrawals free per Month including Cash withdrawals (Branch/ ATMs), NEFT/RTGS (Branch/ Online) , IMPS, Clearing, Funds Transfers, Internet Debits, Standing Instructions, EMI, POS Transactions, etc. In case of more than 4 withdrawals in a month across any mode, charges as per nature & mode of transaction would be applicable. Click here to know more
  • Free 25 cheque leaves per financial year
  • Free lifetime BillPay
  • Free e-mail statements
  • Easy banking with facilities like NetBanking, PhoneBanking and MobileBanking that allow you to check your Bank Account balance, pay utility bills, or even stop cheque payments via SMS

Account

Explore incredible benefits with Minimum Balance Savings Accounts

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Savings Max Account
  • Total Insurance cover of Rs. 3.29 Crs* 
  • Unlimited transactions at other Bank ATMs
  • Lifetime Free Platinum Debit Card to Primary & Secondary A/C holder
  • 50% waiver on Locker fees of 1st year on pro rata basis

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Regular Savings Account
  • Insurance and other benefits on Debit card
  • Waiver on Annual Maintenance Charge for 1st year
  • Safe Deposit locker and Super Saver facilities

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Women's Savings Account
  • 50% waiver on locker fees for first year*
  • Insurance cover of up to Rs. 45 lakhs*
  • Special rates on HDFC Bank Loans

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DigiSave Youth Account
  • Free Moneyback Debit Card for first year
  • Investment options through SIP in Mutual funds and My Passion fund
  • Offers on Recharge, Travel, Movies & Shopping via PayZapp

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Senior Citizen's Account
  • Lifetime Free Rewards Debit Card
  • Accidental Hospitalization and Accidental Death cover
  • Preferential rates on Fixed Deposits

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Upgrade to a better banking experience by just maintaining a minimum balance with our Regular Savings, Savings Max, DigiSave Youth and Women’s Savings Accounts. Get unmatched benefits, great offers and limits that match all your needs with our range of premium Savings Accounts.

FAQs

Do you get charged for a Savings Bank Deposit Salary Account?

HDFC Bank does not require you to pay any charges to open a Basic Savings Bank Deposit Salary Account. You also are not required to pay any Debit Card issuance card as it comes free with the account.

What are the common Savings Bank Deposit Salary Accounts charges?

You may incur the following charges with your Salary Account:

  • Physical copies of bank statements issued at the branch
  • Duplicate passbook issuance
  • Outstation cheque collection
  • Dishonoured cheques
  • Debit card replacement charges
  • Card-decline charges in case of insufficient balances
  • Electronic clearing system/auto
    • matic clearing houses return charges
  • Additional chequebook issuance
  • Manager cheques or demand draft issuance
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