CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only).

 The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints.

 CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.

 Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30

  The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1

 Unredeemed CashPoints will expire/lapse after 2 year of accumulation

 Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit

 For further details, on the process to redeem CashPoints, Click here

 Zero lost card liability

     In the unfortunate event of losing your HDFC Bank Diners

     Millennia Credit   Card, on reporting it immediately to our

     24-hour call centre, you have zero   liability on any

     fraudulent transactions made on your Credit Card.

 Revolving Credit

            Available at a nominal interest rate on your HDFC Bank

            Diners Millennia Credit Card. Please refer to the Fees and

            Charges section to know more

  Fuel Surcharge Waiver

             1% fuel surcharge waiver at all fuel stations across India (on

             minimum   transaction of ₹400 & maximum transaction of

             ₹5,000. Maximum waiver   of ₹250 per statement cycle)

 Interest Free Credit Period

         Up to 50 days of interest free period on your HDFC Bank

         Diners Millennia Credit Card from the date of purchase

         (subject to the submission of the charge by the     Merchant)

 Exclusive Dining Privileges

         Good Food Trail dining program at premium restaurants

         across top cities. Please Click here for more details.

 Smart EMI

           HDFC Bank Diners Millennia Credit Card comes with an

           option to convert your big spends into EMI after purchase.

           To know more Click here

  Salaried

    Indian National

    Age: Min 21 yrs & Max 40 yrs

    Income: Gross Monthly Income> ₹35,000

  Self Employed

      Indian National

      Age: Min 21 yrs & Max 40 yrs

    Income: ITR > ₹6.0 Lakhs per annum

  1% cashback on all other spends

(except Fuel) including EMI & Wallet

transactions

   ₹1000 worth gift vouchers on

spends of ₹1,00,000 and above in

each calendar quarter

   Upto 20% discount on partner restaurants

         via Dineout