Two Wheeler Loan Eligibility Criteria

Get instant two-wheeler loans at competitive interest rates and processing fees from HDFC Bank. If you are a HDFC Bank customer, enjoy 2% lower interest rates and a 50% discount on processing fees.

Get instant two-wheeler loans at competitive interest rates and processing fees from HDFC Bank. If you are a HDFC Bank customer, enjoy 2% lower interest rates and a 50% discount on processing fees. Pay no hidden charges and experience a completely transparent process. Get quick disbursals, with approvals in 15 minutes.

The following people are eligible to apply for a Two Wheeler Loan:

• A salaried or self-employed individual
• Individuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 65 at the end of the loan tenure
• Those who earn a minimum gross income of Rs. 84,000 per year for a salaried profile, and Rs. 72,000/- per year for a self-employed profile
• Individuals who have been residing at the given residence for a minimum of 1 year (in case of transfer from another location with less than 1 year at the current location, kindly provide relevant documents to the bank during loan approval stage)
• Those who have been working for a minimum of 1 year
• Individuals who have a telephone/office landline connection