Small Savings Account

You do not have any other banking relationship with HDFC Bank
You are a resident individual and do not have complete KYC. That is, you do not have:

• Photo ID proof as per the bank’s acceptable list of documents.
• Address proof as per the bank’s acceptable list of documents.

As a BSBDA Small Account holder you are subject to the following transactional limits

• The total balance in your account should not exceed Rs. 50,000 at any point of time or
• The total credits in all your account should not exceed Rs. 1,00,000 at any point of time or
• The total withdrawals and transfers in your account should not exceed Rs. 10,000 in a month

If the balance in all your Bank Account exceeds Rs. 50,000, no further credit transactions will be permitted in your Small account till such time the balance goes below Rs. 50,000

If the aggregate of credits in a financial year exceeds Rs. 1,00,000 no further credit transactions will be permitted in your Small account till the end of that financial year

If the withdrawals and transfers exceed Rs. 10,000 no further debit transactions will be permitted in your Small account till the end of that calendar month

As a Small Account holder you are required to submit to the Bank:

• An evidence of having applied for valid KYC (as per the acceptable list of KYCspecified for BSBDA Small Accounts) within 12 months of account opening
• Actual KYC (ID proof, Address proof and Photograph) as per the Bank's acceptable list of KYC within 24 months of account opening

Know the different types of Savings Account available with HDFC Bank