Gold Loan
Gold Loan
Apply NowFees |
Amount to be paid |
|---|---|
Loan Processing Charges |
1% of disbursal amount |
Valuation Fee |
Rs 250 +applicable tax up to 1.5 lacs per packet per loan Rs 575 +applicable tax above 1.5 lacs per packet per loan |
Foreclosure charges |
1% + applicable tax |
Stamp Duty & other statutory charges |
At Actual |
Renewal Processing Fees- |
Rs 350 + applicable tax |
Auction charge |
As per actual |
Prepayment charges |
1% + applicable tax |
OD Commitment Charge |
Up to 0.5% p.a. if average utilization is < 20% |
Cheque / Ecs / SI / Swaping charges |
Rs 200 + GST |
Bounce charges |
Rs 200 + GST |
Legal and collection chages |
At actuals |
CIBIL Report copy charges |
Rs 50 |
Duplicate Amortisation / Repayment Schdule charges |
Rs 200+ GST |
TOD charges ( Overdraft ) |
18% p.a. |
Default Interest/Penalty |
2% per month on overdue amt |