Welcome!
Scale your business to new heights
with our Business Loan
3 minutes on this page will help you to
9 Reasons why 20 Lakh+ customers prefer HDFC Bank Business Loan
We offer Business Loan Solutions for every business
01
Loans for Self Employed Professionals:
Whether you are a Doctor or an Architect or any other licensed professional, our Business Loan offers you solutions so you can invest in the latest equipment or in revamping your studio space.
02
Loans for Self Employed Non – Professionals:
Whether you are a new age entrepreneur or an old hand in the business, our Business Loan can be customised for meeting your cash flow needs or to stock up on your inventory.
03
Loans for MSMEs:
Whether you own a medium or small enterprise involved in construction, education or infotech, our Business Loan can help you meet all your financial requirement be it to buy new equipments, raw materials, or even maintaining your factory/warehouse.
Get Business Loan Up To ₹75 Lakh
You can get collateral free & customized loan options from ₹75,000 to ₹75 Lakh for all your varying business needs.
Attractive Interest Rate
We assure you, that you will get the industry best interest rates from us! Business Loan for Doctors starting at 10.25%
Hassle - free documentation
You no longer have to worry about hours and hours of paperwork to apply for a loan. Here’s a list of digital documents to keep handy when applying for XPRESS Business Loan from HDFC Bank.
Hassle free documentation will be changed to no physical paperwork
• PAN Card
• Identity proof
• Address proof
• Bank statement of previous 6 months
• Latest ITR along with computation of income
• Balance Sheet, CA-certified Profit & Loss account for previous 2 years
• Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
Lower your EMI by transferring your loan balance
We offer Lower Interest Rates, Flexible Loan Tenure, Quick Processing & completely digital application process so that you can transfer your loan instantly.
Flexible Loan Tenure
You can choose a loan amount that suits your business requirements and opt for a flexible loan tenure between 12 months to 48 months to ensure easy repayment.
Get money instantly
Select pre-approved HDFC Bank customers get money in their account within 10 seconds*.
Get your Loan insured by Credit Protect plan
Under the Credit Protect plan, the principal outstanding on the loan up to a maximum of the loan amount will be insured. The premium will be deducted from your loan amount at the time of disbursal.
Get Loan Assistance anywhere
For any loan - Related queries you can reach out to us anytime through WhatsApp on +91 7065970659
For any loan - Related queries you can reach out to us anytime through WhatsApp on +91 7065970659.
Calculate your EMI
Use our calculator to calculate your EMI
Business Loan Calculator
Balance Transfer Calculator
Loan for self employed
Business Loan
for Doctors
Check your Eligibility
To make borrowing easy & accessible our eligibility parameters are simple
- You need to be Self-employed /Proprietor/ Private Ltd. Co. or Partnership Firms involved in the business of Manufacturing, Trading or Services
- You must have total 5 years business experience & should have been in current business for minimum 3 years
- You need to be at least 21 years at the time of applying and no older than 65 years at the time of loan maturity
Your Business
Must have a minimum turnover of ₹40 Lakh
Must be profit-making for previous 2 years
Should have a Minimal Annual Income (ITR) of ₹1.5 Lakh
Your credit score and loan repayment history will also be used to determine your credit worthiness
How to Check your CIBIL Score: Watch Video
Answers to your loan queries
Yes, you can choose to prepay your loan. However, the same is not allowed, in part or full, until repayment of 6 EMIs. Part-payment of the loan amount is allowed after 12 EMIs up to 25% of principal outstanding. It is allowed only once in the financial year and twice during the loan tenure
And yes, there are charges on prepayment of loan, at the rates given below:
06-24 months - 4% of principal outstanding,
25-36 months - 3% of principal outstanding
>36 months - 2% of principal outstanding
Yes, a loan applicant is liable to bear the stamp duty charges as per applicable laws of the respective states.
No. A Business Loan is an unsecured offering, which means, you do not need to provide a collateral when applying for this loan.
You can get anywhere between ₹75,000 to ₹75 Lakh under a Business Loan from HDFC Bank.
If you opt for a Business Loan, you need to repay the borrowed amount and interest via Equated Monthly Instalments (EMIs) distributed over a fixed period or tenure. This EMI amount can be calculated using our EMI calculator, depending on your requirements.
When you apply for an HDFC Bank Business Loan, you can get the required funds instantly. You can get up to ₹75 Lakh at industry best interest rates, along with the benefit of a flexible repayment tenure of up to 4 years.
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