Diners Club

Black Metal Edition

Diners Club


Diners Club


Diners Club


Diners Club


Diners Club




Best CashBack Credit Card


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CashBack Accrual


 CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only).


 The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints.


 CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.


 Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30

  The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1


 Unredeemed CashPoints will expire/lapse after 2 year of accumulation


 Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit


 For further details, on the process to redeem CashPoints, Click here


*Please check important Terms and Conditions for CashBack accrual and redemption.




CashPoint validity


CashBack as per product features will be credited in the form of Cash Points.
Cash Points are valid only for 2 years from the date of accumulation e.g., if you
receive CashPoints in May 2020, same will expire in May 2022.

 Zero lost card liability

     In the unfortunate event of losing your HDFC Bank Diners

     Millennia Credit   Card, on reporting it immediately to our

     24-hour call centre, you have zero   liability on any

     fraudulent transactions made on your Credit Card.


 Revolving Credit

            Available at a nominal interest rate on your HDFC Bank

            Diners Millennia Credit Card. Please refer to the Fees and

            Charges section to know more


  Fuel Surcharge Waiver

             1% fuel surcharge waiver at all fuel stations across India (on

             minimum   transaction of ₹400 & maximum transaction of

             ₹5,000. Maximum waiver   of ₹250 per statement cycle)


golf02.png Interest Free Credit Period

         Up to 50 days of interest free period on your HDFC Bank

         Diners Millennia Credit Card from the date of purchase

         (subject to the submission of the charge by the     Merchant)


 Exclusive Dining Privileges

         Good Food Trail dining program at premium restaurants

         across top cities. Please Click here for more details.


 Smart EMI

           HDFC Bank Diners Millennia Credit Card comes with an

           option to convert your big spends into EMI after purchase.

           To know more Click here



Eligibility Criteria


You are eligible for Diners Millennia based on the following:



    Indian National

    Age: Min 21 yrs & Max 40 yrs

    Income: Gross Monthly Income> ₹35,000

  Self Employed

      Indian National

      Age: Min 21 yrs & Max 40 yrs

    Income: ITR > ₹6.0 Lakhs per annum


Fees and Charges


Joining/Renewal Membership Fee – ₹1,000/- + Applicable Taxes
Spend ₹1,00,000 or more in a year, before your Credit Card
renewal date and get your renewal fee waived off .

Click here to view details of HDFC Bank Millennia Credit Card Fees and Charges.



5% Cashback



  1% cashback on all other spends

(except Fuel) including EMI & Wallet


   ₹1000 worth gift vouchers on

spends of ₹1,00,000 and above in

each calendar quarter

   Upto 20% discount on partner restaurants

         via Dineout


Welcome Benefits

1000 Cash Points (applicable only on payment of membership fee)

For detailed Terms & conditions Click here

For Frequently asked questions Click here



Important Information:
The above product features & benefits are applicable for Diners Millennia Credit Cards issued on or after October 01, 2021. For Diners Millennia Credit Cards issued on or before September 30, 2021, please 
Click here