Terms & Conditions:

• - Cashback Points can be earned for each transaction greater than ₹400
• - Maximum aggregate Cashback points per card per month is ₹ 400
• - Cashback points need to be redeemed through NetBanking in multiples of 400
• - No Cashback Points for transactions on Fuel, Jewelry and Business Services
• - Cashback Points will be credited in 90 days from the date of transaction
• - Cashback will be reversed in case the purchase transaction gets reversed / cancelled
• - Insurance features can be availed only if the card is used for shopping at least once in last 30 days
• - Lounge Access can be availed once per calendar quarter