Build Your
Own Card (BYOC)
PLAY YOUR WAY
MAXIMISE YOUR PLAY
CHOICES LIKE NEVER BEFORE Tailored for the Digital You
Customize your
card reflecting
your lifestyle
Choose a new card colour when you wish to.
Choose your own billing cycle.
Know more
BUILD YOUR OWN CARD (BYOC)
POP
Set your own billing date
Set your choice of billing date without any hassle which is effective next statement
choose your favourite merchants
SEE HOW PIXEL CAN HELP YOU SAVE. EVERY TIME!
Unlock awesome savings with our PIXEL Calculator
SEE HOW PIXEL CAN HELP YOU SAVE. EVERY TIME!
Unlock awesome savings with our PIXEL Calculator
5% Cash Back
On Any 2 Brand Packs Of Your Choice
Dining and Entertainment
Electronics
Fashion
Grocery
Travel
3% Cash Back
On Any 1 Merchant Of Your Choice
1% Cash Back
On All Your Other Spends
1% Fuel Surcharge Waiver
on Your Fuel Transactions
Get up to 25% Instant Discount
1% Cash Back
On UPI spends on RuPay variant
5% Cash Back
On SmartBuy Spends
CHOOSE TO
PAY-IN-PARTS
With Flexible Low Cost EMIs
CHOOSE TO
PAY-IN-PARTS
With Flexible Low Cost EMIs
Pay in Parts
Convert PIXEL credit card balance* to EMIs instantly via mobile app
EMI Dashboard
Effortlessly manage your live EMIs on your mobile app anytime
Flexibility
Opt for low-cost, flexible tenure that suits your repayment preferences, allowing you to choose between transactions or outstanding balances*
100% Digital
Easily convert to EMI and fully manage EMI repayments via mobile app
EMI Dashboard
Effortlessly manage your live EMIs on your mobile app anytime
FULLY CONTROLLED BY AN APP 
Go to your for
Set PIN
Set your PIN
to use PIXEL at merchant outlets
Card Control
Set limits & Enable/Disable
Card Settings
SWIPE TO PAY
No more waiting for OTPs for e-comm Transactions
EMI DASHBOARD
Manage and
Convert to EMIs
REWARDS TRACKER
Earn, View and
Redeem Rewards in Real-time
IN-APP HELP CENTER
Raise tickets via
app for any query
Statements & Repayment
View statements and make instant repayments within PayZapp
Tap & Pay
Fast and convenient transactions with just a tap of your phone
Spend Analyzer
Track your spends anytime, anywhere
Scan & Pay
SCAN any QR code easily for UPI spends on RuPay credit card
YOU ARE MAKING THE RIGHT CHOICE
Compare Your Card, Check Eligibility, Fees, and Charges.
PIXEL Play
PIXEL Go
Customize your card reflecting your lifestyle by choosing a card design and a billing cycle that suits you
5% CashBack on choice of any 2 Packs
3% CashBack on choice of any one e-commerce merchant
1% Unlimited CashBack on all spends*
Pay in Parts - Shop as you wish and convert to flexible low cost EMIs
Exclusive Dining Benefits
1% fuel surcharge waiver at all fuel stations across India
5% Cashback on SmartBuy
1% Cashback on UPI spends on RuPay card
Eligibility
Age
Min 21 years Age Max 60 Years
For Salaried Indian National
Monthly Income greater than ₹25,000
For Self Employed Indian National
ITR > Rs 6 Lakhs per annum
Fees & Charges
Joining Fees ₹500
Fee Waiver
Waived on spend of
₹20,000 in first 90 days*
Annual Fees ₹500
Fee Waiver
Waived on annual spend
of ₹1 Lakh or more*
1% Unlimited CashBack on all spends*
Pay in Parts - Shop as you wish and convert to flexible low cost EMIs
1% fuel surcharge waiver at all fuel stations across India
Exclusive Dining Benefits
5% Cashback on SmartBuy
1% Cashback on UPI spends on RuPay card
Eligibility
Age
Min 21 years Age Max 60 Years
For Salaried Indian National
Monthly Income greater than ₹12,000
For Self Employed Indian National
ITR > Rs 6 Lakhs per annum
Fees & Charges
Joining Fees ₹250
Fee Waiver
Waived on spend of
₹10,000 in first 90 days*
Annual Fees ₹250
Fee Waiver
Waived on annual spend
of ₹50,000 or more*
from 
SAY HELLO TO PIXEL
A world where
customisation, convenience
and control converge
customisation, convenience
and control converge
A world where application, issuance and card management all happen in an app.
A world made more delightful, with first-of-its-kind Build Your Own Card features.
A world which is just like your world. Truly Digital.
PIXEL – Born Digital For The Born Digital
ARTICLES CORNER FOR YOU
QUESTIONS THAT MIGHT
CROSS YOUR MIND
1. What are PIXEL CashPoints?
PIXEL CashPoints are exclusive Reward metric system created for our PIXEL Play Credit Card holders
2. What are the key features of the HDFC Bank PIXEL Play credit card?
Earn 5% CashBack of up to ₹500 per month on any two packs of your choice
- Dining & Entertainment Category - BookMyShow & Zomato
- Travel Category - MakeMyTrip & Uber
- Grocery Category - Blinkit & Reliance Smart
- Electronics Category - Croma & Reliance Digital
- Fashion Category - Nykaa & Myntra
Earn 3% CashBack of up to ₹500 per month on any one E-commerce merchants of your choice
- PayZapp | Amazon | Flipkart
1% unlimited CashBack on all other spends
Choose the card design & Billing cycle date that suits you.
3. How many merchant categories (Pack) can I select for 5% CashBack?
You can select any 2 two packs from the available 5 packs under 5% CashBack and you can change to new packs once in every three months.
4. How many merchants can I select for 3% CashBack?
You can select a maximum of one merchant under the 3% CashBack benefit and you can change the merchant once in every three months.
5. When will my earned CashBack be added to the Rewards Balance?
The eligible transaction CashBack will be added to the cashpoint balance post successful settlement of the transaction from the merchant.
6. How do I redeem the CashBack accrued on my PIXEL Play Credit Card?
The accrued CashBack in the PIXEL Play Credit Card can be redeemed from the Rewards Page in the PIXEL Play Credit Card homepage via PayZapp app.
The redeemed CashPoints will be transferred to PayZapp Cashpoint account post redeeming in the app.
For redeeming the CashPoints, you must have minimum 1000 CashPoints.
7. Is there any capping for CashPoints earned on PIXEL Play Credit Card?
The 5% and 3% Cashback (including SmartBuy), and the 1% Cashback on UPI spends are capped at 500 points per month, while there is no capping on the CashPoints earned under the 1% CashPoints feature in the card other than the insurance transaction.
8. What is the capping of CashPoints on Insurance Spends?
The CashPoints for Insurance Spends will be capped at 2,000 CashPoints per day.
9. What is the validity of CashPoints accrued on my PIXEL Play credit card?
Unredeemed CashPoints will expire/lapse after 2 years of accumulation.
10. I did a transaction of ₹260 and earned only 2 CashPoints. Why did it happen?
CashPoints will be calculated and posted on round down integer, the transaction of ₹260 transaction will be calculated as (260*1% = 2.6 CashPoints = 2 CashPoints (round down integer). Fractional CashPoints will not be accrued.
11. Why am I not getting CashPoints on all the spends?
CashPoints shall not be eligible for the following spends/transactions on the card:
- Fuel Spends
- Wallet Spends/ Gift or Prepaid Card load/ Voucher purchase
- Rent payments
- Government related transactions
- EMI Transactions
- Purchases converted to EMI post facto
- Cash Advances
- Payment of Outstanding Balances, card fees and other charge.
12. What is Pay in Parts?
You can enjoy hassle free one-click instant conversion of the PIXEL Play Credit Card outstanding balance* to EMI’s from your mobile app. You can choose low-cost, flexible tenure that suits your repayment preferences, allowing you to choose between transactions or outstanding balances*.
13. Are there any transactions excluded from Pay in Parts conversion?
Gold and Jewelry linked transaction is not permitted for conversion into Pay in Parts due to policy guidelines.
On availing the EMI facility, the CashPoints if any that have been accrued on the original transaction shall be reversed.
14. What are the Fees and Charges applicable on the PIXEL Play Credit Card?
First Year Membership Fee - ₹500/- + Applicable Taxes, Renewal Membership Fee - ₹500/- + Applicable Taxes
Spend ₹20,000 in first 90 days and get the Joining fee waived off
Spend ₹1,00,000 or more in the preceding 12 months and get renewal membership fee waived off for next year.
15. What is the Swiggy Dineout Offer in PIXEL Play Credit Card?
You will get Up to 25% savings on PIXEL Play credit card payments via Swiggy Dineout Pay App.
You can earn maximum of ₹300 per month.
The stated offer is valid till 31st December 2024
16. Who is eligible for a PIXEL Play credit card?
| Customer Profile | Criteria |
|---|---|
| Salaried | Age: Min 21 Yrs & Max 60 Yrs Income: Net Monthly Salary > ₹25,000 |
| Self Employed | Age: Min 21 Yrs & Max 65 Yrs Income: ITR > ₹6 Lakhs per annum |
17. Do I have choice to select franchise for Pixel Play card?
Yes, Currently Pixel Play Credit card is available in two variants - RuPay and Visa.
1. What are PIXEL CashPoints?
PIXEL CashPoints are exclusive Reward metric system created for our PIXEL Go Credit cardholders.
2. What are the key features of the PIXEL Go credit card?
Earn UNLIMITED 1% CashBack on all spends*
Shop Now and Pay in Parts with Flexible low cost EMIs
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
Save upto 20% on HDFC Bank PIXEL Go credit card payments via Dineout Pay. The Cardholder can earn maximum of ₹300 per month.
3. When will my earned CashBack will be added to the Rewards Balance?
The eligible transaction CashBack will be added to the cashpoint balance post successful settlement of the transaction from the merchant.
4. How do I redeem the CashBack accrued on my PIXEL Go Credit Card?
The accrued CashBack in the PIXEL Go Credit Card can be redeemed from the Rewards Page in the PIXEL Go Credit Card home-page via PayZapp App
The redeemed CashPoints will be transferred to PayZapp Cashpoint account post redeeming in the app.
For redeeming the CashPoints, you must have minimum 500 CashPoints.
5. Is there any capping for CashPoints earned on PIXEL Go Credit Card?
The 1% Cashback on UPI spends are capped at 500 points per month, while there is no capping on the CashPoints earned under the 1% CashPoints feature in the card other than the insurance transaction.
6. What is the capping of CashPoints on Insurance Spends?
The CashPoints for Insurance Spends will be capped at 2,000 CashPoints per day.
7. What is the validity of CashPoints accrued on my PIXEL Go credit card?
Unredeemed CashPoints will expire/lapse after 2 years of accumulation.
8. I did a transaction of ₹260 and earned only 2 CashPoints. Why did it happen?
CashPoints will be calculated and posted on round down integer, the transaction of ₹260 transaction will be calculated as (260*1% = 2.6 CashPoints = 2 CashPoints (round down integer). Fractional CashPoints will not be accrued.
9. Why am I not getting CashPoints on all the spends?
CashPoints shall not be eligible for the following spends/transactions on the card,
- Fuel Spends
- Wallet Spends/ Gift or Prepaid Card load/ Voucher purchase
- Rent payments
- Government related transactions
- EMI Transactions
- Purchases converted to EMI post facto
- Cash Advances
- Payment of Outstanding Balances, card fees and other charges
10. What is Pay in Parts?
11. You can enjoy hassle free one-click instant conversion of the PIXEL Go Credit Card outstanding balance* to EMI’s from your mobile app. You can choose low-cost, flexible tenure that suits your repayment preferences, allowing you to choose between transactions or outstanding balances*.
11. Are there any transactions excluded from Pay in Parts conversion?
Gold and Jewelry linked transaction is not permitted for conversion into Pay in Parts due to policy guidelines.
On availing the EMI facility, the CashPoints if any that have been accrued on the original transaction shall be reversed.
12. What are the Fees and Charges applicable on the PIXEL Go Credit Card?
First Year Membership Fee - ₹250/- + Applicable Taxes, Renewal Membership Fee - ₹250/- + Applicable Taxes
Spend ₹10,000 in first 90 days and get the Joining fee waived off
Spend ₹50,000 or more in the preceding 12 months and get renewal membership fee waived off for next year.
13. What is the Swiggy Dineout Offer in PIXEL Go Credit Card?
You will get Up to 25% savings on PIXEL Play credit card payments via Swiggy Dineout Pay App.
You can earn maximum of ₹300 per month.
The stated offer is valid till 31st December 2024
14. Who is eligible for a PIXEL Go credit card?
| Customer Profile | Criteria |
|---|---|
| Salaried | Age: Min 21 Yrs & Max 60 Yrs Income: Net Monthly Salary > ₹12,000 |
| Self Employed | Age: Min 21 Yrs & Max 60 Yrs Income: ITR > ₹6 Lakhs per annum |
15. Do I have choice to select franchise for PixelCredit card?
Yes, Currently Pixel Go Credit card is available in two variants - RuPay and Visa.
Coming Soon
More Empowering Choices
Credit Card for
every Indian
Credit Cards with
Convenience of
Scan & Pay
Credit Cards with
More Choices of
Customization
